320 Simpson St, Morgantown, WV 26501 Property Records

Monongalia County property record for 320 Simpson St, Morgantown, WV 26501

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,872 sqft · built 1926
Lot Size0.073 acres (3,180 sqft)
OwnerIndividual Name on Record
Tax Bill$1,711 (2026)
Deeds & MortgagesJul 2022 Line of Credit
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN09-37-0304.0000

Property Details

APN / Parcel Number

Primary APN09-37-0304.0000
Alternative APN
  • 31-09-37-0304.0000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
1st Floor Area1,704 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area3,180 sqft (0.073 acres)
Lot Dimensions49 ft deep x 65 ft wide
TerrainAbove Road/Slope

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address320 SIMPSON ST
CityMORGANTOWN
StateWV
Zip26501-6553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBL 29, LOT PT 18, BL D, PT 5 320 SIMPSON ST
Legal SubdivisionCHANCERY HILL ADDITION
JurisdictionMONONGALIA WV
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1011
Census Tract10901

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 233, MORGANTOWN, WV 26507-0233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Feb 18, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 11, 2022
Transfer Doc001763/450
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONONGALIA WV
Property Address320 SIMPSON ST, MORGANTOWN, WV 26501-6553
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000872241
DateJul 27, 2022
Book Page2526/456
Instrument872241
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOVINGTON, KY 41012
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONONGALIA WV
Recording DateFeb 18, 2022
Property Address320 SIMPSON ST, MORGANTOWN, WV 26501-6553
Document Number001763/450
Book / Page1763 / 450
Instrument DateFeb 11, 2022
Instrument857582
Transaction TypeTransfer
Record UpdatedMar 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000857583
DateFeb 18, 2022
Instrument857583
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyMonongalia County
MunicipalityMorgantown City
Unified School DistrictMonongalia School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,711.00 (-7.26%)$149,820 (+7.03%) Land $32,940 Building $116,880$249,700 (+7.03%) Land $54,900 Building $194,800
2025$1,845.00 (-0.11%) Homeowner's exemption$139,980 (-) Land $32,940 Building $107,040$233,300 (-) Land $54,900 Building $178,400
2023$1,847.00 (+5.06%)$139,980 (+1.48%) Land $32,940 Building $107,040$233,300 (+1.48%) Land $54,900 Building $178,400
2022$1,758.00$137,940 Land $32,880 Building $105,060$229,900 Land $54,800 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORGANTOWN UTILITY BOARD
serves 66,851 people · EPA ID WV3303111
Water SourceSurface water
Last State InspectionJan 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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