Iredell County property record for 320 Shoreline Loop, Mooresville, NC 28117
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 1,708 sqft · built 1986 |
| Lot Size | 0.463 acres (20,168 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Apr 2019) |
| Tax Bill | $4,080 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4635-57-7976.000 |
| Primary APN | 4635-57-7976.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,708 sqft Heated Area |
| Gross Area | 4,710 sqft |
| 1st Floor Area | 1,708 sqft |
| Basement Area | 1,566 sqft |
| Finished Basement | 1,161 sqft |
| Unfinished Basement | 405 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 20,168 sqft (0.463 acres) |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 354 sqft |
| Deck Area | 64 sqft |
| Patio Area | 312 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80061417 |
|---|---|
| Street Address | 320 SHORELINE LOOP |
| City | MOORESVILLE |
| State | NC |
| Zip | 28117-7453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | L32 IMPERIAL POINT P10-37.01AC FR DPC |
| Legal Subdivision | IMPERIAL POINT/BAY VIEW |
| Legal Block | 57 |
| Legal Lot Number | 32 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | DAVIDSON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 61405 |
320 Shoreline Loop is owned and occupied by two individuals who bought it in April 2019.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 SHORELINE LOOP, MOORESVILLE, NC 28117-7453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Apr 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Apr 1, 2019 | Warranty Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on File |
| Deed Sale | Apr 1, 2019 · Amount on File |
| Prior Sale | Nov 19, 1998 · Amount on File |
| Deed Book / Page | 2610 / 477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 320 SHORELINE LOOP, MOORESVILLE, NC 28117-7453 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0029841292 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 2984/1292 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 320 SHORELINE LOOP, MOORESVILLE, NC 28117-7453 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 28022260 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 2802/2260 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 320 SHORELINE LOOP, MOORESVILLE, NC 28117-7453 |
| Document Number | 2691454 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 320 SHORELINE LOOP MOORESVILLE NC 281177453, MOORESVILLE, NC 28117-7453 |
| Document Number | 2691454 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 002691/000454 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Apr 1, 2019 |
| Property Address | 320 SHORELINE LOOP, MOORESVILLE, NC 28117-7453 |
| Document Number | 2610477 |
| Book / Page | 002610 / 000477 |
| Instrument Date | Apr 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 320 SHORELINE LOOP MOORESVILLE NC 281177453, MOORESVILLE, NC 28117-7453 |
| Document Number | 2610481 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 002610/000481 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 31, 2049 |
The 2025 property tax bill for 320 Shoreline Loop was $4,080, up 0.6% from the year before.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $681,490 (-) Land $357,500 Building $323,990 | $681,490 (-) Land $357,500 Building $323,990 | |
| 2025 | $4,080.00 (+0.62%) | $681,490 (+0.64%) Land $357,500 Building $323,990 | $681,490 (+0.64%) Land $357,500 Building $323,990 |
| 2024 | $4,055.00 | $677,130 (-) Land $357,500 Building $319,630 | $677,130 (-) Land $357,500 Building $319,630 |
| 2023 | $4,055.00 (+36.76%) | $677,130 (+46.26%) Land $357,500 Building $319,630 | $677,130 (+46.26%) Land $357,500 Building $319,630 |
| 2022 | $2,965.00 | $462,960 Land $256,750 Building $206,210 | $462,960 Land $256,750 Building $206,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Shoreline Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2013–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 Shoreline Loop has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMODORE PENINSULA WTR SYSTEM private · serves 610 people · EPA ID NC0149108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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