320 Shepards Hill Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 320 Shepards Hill Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,194 sqft · built 1976
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$206,300 (Oct 2018)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4560000N0008000R`

Property Details

APN / Parcel Number

Primary APN	`4560000N0008000R`
Alternative APNs	`R20470` `20470`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	2,194 sqft
Flooring	Terrazzo
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	328 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 SHEPARDS HILL DR
City	ROCKWALL
State	TX
Zip	75087-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	NORTHSHORE #1, BLOCK N, LOT 8
Legal Subdivision	NORTHSHORE #1
Legal Tract	8
Legal Block	N
Legal Lot Number	8
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3015
Census Tract	40101

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	320 SHEPARDS HILL DR, ROCKWALL, TX 75087-2809
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 29, 2025	Intrafamily Transfer, Transfer
Jul 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage INWOOD NATIONAL BANK
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 29, 2018	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Document Number	201819254
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	0000019254
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	320 SHEPARDS HILL DR, ROCKWALL, TX 75087-2809
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SHEPARDS HILL DR, ROCKWALL, TX 75087-2809

Mortgage

Document Number	0000002657
Date	Feb 1, 2022
Instrument	20220000002657

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Oct 29, 2025
Property Address	320 SHEPARDS HILL DR, ROCKWALL, TX 75087-2809
Document Number	0000019664
Map Reference	CAB A SL 181
Instrument Date	Jun 4, 2025
Instrument	20250000019664
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 SHEPARDS HILL DR, ROCKWALL, TX 75087-2809

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	320 SHEPARDS HILL DR, ROCKWALL, TX 75087-2809

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	320 SHEPARDS HILL DR, ROCKWALL, TX 75087-2809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012438
Date	Jul 10, 2017
Instrument	20170000012438

Lender

Name	INWOOD NATIONAL BANK
Type	Bank
Address	DALLAS, TX 75209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	320 SHEPARDS HILL DR, ROCKWALL, TX 75087-2809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002474
Date	Feb 7, 2020
Instrument	20200000002474

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	320 SHEPARDS HILL DR, ROCKWALL, TX 75087-2809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024567
Date	Oct 13, 2020
Instrument	20200000024567

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 29, 2018
Property Address	320 SHEPARDS HILL DR, ROCKWALL, TX 75087-2809
Document Number	0000019254
Map Reference	CAB A SL 181
Instrument Date	Oct 26, 2018
Instrument	20180000019254
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1380 MISTY CV, 1380, ROCKWALL, TX 75087-2889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23384 WHITE OAK LN, MURRIETA, CA 92562-3273

Mortgage

Document Number	0000019255
Date	Oct 29, 2018
Instrument	20180000019255

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,406 (+1%)	$506,093 (+2.6%) Land $202,000 Building $304,093
2025	$2,541.00 (-27.44%) Homeowner's exemption Senior Citizen's exemption	$393,096 (-7.54%)	$493,279 (+16.02%) Land $224,000 Building $269,279
2024	$3,502.00
2023	$3,502.00 (-32.64%) Homeowner's exemption Senior Citizen's exemption	$425,168 Land $200,000 Building $225,168	$425,168 Land $200,000 Building $225,168
2021	$5,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Verizon.

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