Franklin County property record for 320 Senate Dr, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | built 1966 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (May 2021) |
| Tax Bill | $1,820 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-30-06-039.00 |
| Primary APN | 075-30-06-039.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,125 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Basement |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 74549 |
|---|---|
| Street Address | 320 SENATE DR |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-3535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAPITAL VIEW LOT 59 |
| Legal Subdivision | CAPITAL VIEW |
| Legal Phase | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 70704 |
320 Senate Dr is owned and occupied by an individual who bought it in May 2021.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 SENATE DR, FRANKFORT, KY 40601-3535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC |
| May 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Apr 24, 2007 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS WHOLESALE LENDER |
| Feb 27, 2014 | Deed of Trust, Mortgage · Conventional Mortgage GREEN TREE SERVICING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on File |
| Deed Sale | May 14, 2021 · Amount on File |
| Deed Document Number | 2021524468 |
| Deed Book / Page | 602 / 756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 320 SENATE DR, FRANKFORT, KY 40601-3535 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0M1481/193 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | M1481/193 |
| Instrument | 485549 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 320 SENATE DR, FRANKFORT, KY 40601-3535 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000M1602/1 |
|---|---|
| Date | May 14, 2021 |
| Book Page | M1602/1 |
| Instrument | 524469 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 320 SENATE DR, FRANKFORT, KY 40601-3535 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1054/761 |
|---|---|
| Date | Apr 24, 2007 |
| Book Page | M1054/761 |
| Instrument | 315087 |
| Name | AMERICAS WHOLESALE LENDER |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 320 SENATE DR, FRANKFORT, KY 40601-3535 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0M1308/084 |
|---|---|
| Date | Feb 27, 2014 |
| Book Page | M1308/084 |
| Instrument | 413007 |
| Name | GREEN TREE SERVICING LLC |
|---|---|
| Type | REO / Foreclosure Company |
| Address | SAINT PAUL, MN 55102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2029 |
The 2025 property tax bill for 320 Senate Dr was $1,820.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,820.00 | $152,000 Land $15,000 Building $137,000 | $152,000 Land $15,000 Building $137,000 |
| 2023 | $1,816.00 (+0.94%) | $152,000 (-) | $152,000 (-) |
| 2022 | $1,799.00 | $152,000 | $152,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Senate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 320 Senate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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