320 Sebago Rd, Sebago, ME 04029 Property Records

Cumberland County and Sebago Town property record for 320 Sebago Rd, Sebago, ME 04029

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,131 sqft · built 2005
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on File
Last Sale	$186,300 (Oct 2013)
Tax Bill	$4,809 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SEBA M:002 L:010 S:A`

Property Details

APN / Parcel Number

Primary APN	`SEBA M:002 L:010 S:A`
Alternative APN	`1771`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,131 sqft Living Area
Gross Area	6,462 sqft
1st Floor Area	1,516 sqft
Basement Area	1,516 sqft
Unfinished Basement	1,516 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Roof Type	Gable
Roof Material	Asphalt
Lot Area	75,794 sqft (1.74 acres)

Location & Zoning

Account Number	1771
Street Address	320 SEBAGO RD
City	SEBAGO
State	ME
Zip	04029-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	10
Jurisdiction	SEBAGO ME
Township / Civil Division	SEBAGO
Census Block Group	2
Census Block	2016
Census Tract	16500

Owner

320 Sebago Rd is owned and occupied by two individuals who bought it in October 2013.

Source: Cumberland County and Sebago Town records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 SEBAGO RD, SEBAGO, ME 04029-3611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage TOWN COUNTRY FEDERAL CREDIT UNION
Jun 9, 2025	Deed of Trust, Mortgage TRUCHOICE FEDERAL CREDIT UNION
Dec 8, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2013 · Amount on File
Deed Sale	Oct 22, 2013 · Amount on File
Prior Sale	Jul 15, 2013
Deed Document Number	201365031
Deed Book / Page	31108 / 23
Transfer Doc	31108-0023
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBAGO ME
Recording Date	Sep 14, 2026
Property Address	320 SEBAGO RD, SEBAGO, ME 04029-3611
Document Number	0000040282
Book / Page	42541 / 94
Instrument Date	Aug 28, 2026
Instrument	202640282
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SEBAGO RD, SEBAGO, ME 04029-3611

Mortgage

Document Number	0000040282,
Date	Sep 14, 2026
Book Page	42541/94
Instrument	202640282

Lender

Name	TOWN COUNTRY FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBAGO ME
Property Address	320 SEBAGO RD, SEBAGO, ME 04029-3611
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414990020
Date	Jun 9, 2025
Book Page	41499/20
Instrument	20121

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBAGO ME
Property Address	320 SEBAGO RD, SEBAGO, ME 04029-3611
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0375450076
Date	Dec 8, 2020
Book Page	37545/76
Instrument	80930

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBAGO ME
Property Address	320 SEBAGO RD, SEBAGO, ME 04029-3611
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382900032
Date	Jun 8, 2021
Book Page	38290/32
Instrument	40614

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 320 Sebago Rd was $4,809.

Source: Cumberland County and Sebago Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Sebago Town
Unified School District	Sebago Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,809.00	$324,077 Land $65,260 Building $258,817
2023	$4,231.00 (+24.81%)	$325,967 (-) Land $65,260 Building $260,707
2022	$3,390.00	$325,967 Land $65,260 Building $260,707

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 320 Sebago Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Sebago Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sebago Fiber & WiFi Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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