Santa Cruz County property record for 320 Seacliff Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1958 |
| Lot Size | 0.068 acres (2,962 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,932 (2025) |
| Deeds & Mortgages | Feb 2026 Construction Loan Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-184-13 |
| Primary APN | 038-184-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 780 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,962 sqft (0.068 acres) |
| Terrain | Steep |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 320 SEACLIFF DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SUBDIVISION |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 122100 |
Source: Santa Cruz County records · APN 038-184-13
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21786 CEDAR SPRINGS RD, TWAIN HARTE, CA 95383-9467 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2026 | Deed of Trust, Mortgage · Construction Mortgage LOANEDGE CAPITAL MANGEMENT INC |
| Sep 05, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Sep 05, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 1994 |
| Deed Sale | Feb 25, 1994 |
| Deed Document Number | 199414953 |
| Deed Book / Page | 5457 / 684 |
| Prior Transfer Date | Jul 29, 1993 |
| Prior Transfer Doc | 0000014953 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 320 SEACLIFF DR, APTOS, CA 95003-4331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 320 SEACLIFF DR, APTOS, CA 95003-4331 |
| Document Number | 0000002816 |
|---|---|
| Date | Feb 09, 2026 |
| Instrument | 2026-0002816 |
| Name | LOANEDGE CAPITAL MANGEMENT INC |
|---|---|
| Type | Non-Lending Institution |
| Address | APTOS, CA 95003 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 05, 2019 |
| Property Address | 320 SEACLIFF DR, APTOS, CA 95003-4331 |
| Document Number | 0000026365 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 26365 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 21786 CEDAR SPRINGS RD TWAIN HARTE CA 953839610, TWAIN HARTE, CA 95383-9610 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 05, 2019 |
| Property Address | 320 SEACLIFF DR, APTOS, CA 95003-4331 |
| Document Number | 0000026366 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 26366 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21786 CEDAR SPRINGS RD TWAIN HARTE CA 953839610, TWAIN HARTE, CA 95383-9610 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,199 (+2%) Land $19,292 Building $23,907 | ||
| 2025 | $1,932.00 (+8.97%) | $42,352 (+4.04%) Land $18,914 Building $23,438 | |
| 2023 | $1,773.00 (+4.73%) | $40,707 Land $18,179 Building $22,528 | $1,000,620 |
| 2022 | $1,693.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2023) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Cruzio Internet, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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