Erie County and Elma Town property record for 320 Schultz Rd, Elma, NY 14059 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,782 sqft · built 2010 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,661 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 144200 146.00-4-26.2 |
| Primary APN | 144200 146.00-4-26.2 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Upper Floors Area | 590 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 393 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 320 SCHULTZ RD |
|---|---|
| City | ELMA |
| State | NY |
| Zip | 14059-9257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 4 |
| Legal Lot Number | 26.200 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | ELMA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 14101 |
Source: Erie County and Elma Town records · APN 144200 146.00-4-26.2
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 SCHULTZ RD, ELMA, NY 14059-9257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AKRON |
| Jan 27, 2020 | Loan Modification, Mortgage · Conventional Mortgage BANK OF AKRON |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 320 SCHULTZ RD, ELMA, NY 14059-9257 |
| Document Number | 0139284751 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 320 SCHULTZ RD ELMA NY 140599257, ELMA, NY 14059-9257 |
| Document Number | 0139284751 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 013928/004751 |
| Name | BANK OF AKRON |
|---|---|
| Type | Bank |
| Address | ELMA, NY 14059 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 320 SCHULTZ RD, ELMA, NY 14059-9257 |
| Document Number | 0113563661 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 320 SCHULTZ RD ELMA NY 140599257, ELMA, NY 14059-9257 |
| Document Number | 0113563661 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 011356/003661 |
| Name | BANK OF AKRON |
|---|---|
| Type | Bank |
| Address | AKRON, NY 14001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Erie County and Elma Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Elma Town |
| Unified School District | Iroquois Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,200 (-) Land $2,000 Building $8,200 | $392,300 (+3.84%) Land $76,922 Building $315,378 | |
| 2024 | $5,661.00 Homeowner's exemption | $10,200 (-) Land $2,000 Building $8,200 | $377,778 (+3.7%) Land $74,074 Building $303,704 |
| 2023 | Homeowner's exemption | $10,200 Land $2,000 Building $8,200 | $364,286 Land $71,429 Building $292,857 |
Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290141011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1979–2004) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2004, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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