Worcester County property record for 320 Schooner Ln, #403, Berlin, MD 21811 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Condo/Apartment |
| Year Built | Built 2006 |
| Square Footage | 1,674 sqft Total Area |
| Lot Size | 1,144 sqft (0.026 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2020) |
| Tax Bill | $3,799.00 (2025) |
| Primary APN | 03-166317 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,674 sqft Total Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Siding Exterior |
| Lot Area | 1,144 sqft (0.026 acres) |
| Account Number | 166317 |
|---|---|
| Street Address | 320 SCHOONER LN, 403 |
| City | BERLIN |
| State | MD |
| Zip | 21811-2685 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | U-403 PH T-4 SCHOONER LANE DECATUR FARM TWNHSE/T-4 |
| Legal Subdivision | DECATUR FARM TOWNHOUSE CONDOMINIUM |
| Legal Phase | T |
| Jurisdiction | WORCESTER MD |
| Minor Civil Division | 2, CENTRAL |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 951000 |
Source: Worcester County records · APN 03-166317
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 SCHOONER LN, 403, BERLIN, MD 21811-2685 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST HOME MORTGAGE CORP |
| Aug 30, 2019 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| May 12, 2017 | Grant Deed, Transfer · Conventional Mortgage PHH HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Aug 30, 2019 · Amount on Record |
| Deed Book / Page | 7755 / 252 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Aug 28, 2020 |
| Property Address | 320 SCHOONER LN # 403, 403, BERLIN, MD 21811-2685 |
| Document Number | 0077550252 |
| Book / Page | 7755 / 252 |
| Map Reference | MB 207 FO 30 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | REAL ESTATE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 320 SCHOONER LN # 403, 403, BERLIN, MD 21811-2685 |
| Document Number | 0007755259 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 7755/259 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Aug 30, 2019 |
| Property Address | 320 SCHOONER LN # 403, 403, BERLIN, MD 21811-2685 |
| Document Number | 0074820027 |
| Book / Page | 007482 / 000027 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 320 SCHOONER LN #403 BERLIN MD 218112685, 403, BERLIN, MD 21811-2685 |
| Document Number | 74820035 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 007482/000035 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | May 12, 2017 |
| Property Address | 320 SCHOONER LN # 403, 403, BERLIN, MD 21811-2685 |
| Document Number | 0069970202 |
| Book / Page | 006997 / 000202 |
| Instrument Date | May 02, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 320 SCHOONER LN #403 BERLIN MD 218112685, 403, BERLIN, MD 21811-2685 |
| Document Number | 69970208 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 006997/000208 |
| Name | PHH HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | VIENNA, VA 22182 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2047 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,333 (+23.55%) | $251,100 (+25.05%) Land $125,500 Building $125,600 | |
| 2025 | $3,799.00 (+12.26%) | ||
| 2023 | $3,384.00 | $189,667 | $200,800 Land $100,400 Building $100,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures