320 School St, Cambridge, IL 61238 Property Records

Henry County property record for 320 School St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,022 sqft · built 1971
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2010)
Tax Bill	$2,180 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`18-07-376-012`

Property Details

APN / Parcel Number

Primary APN	`18-07-376-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	1,022 sqft
Finished Basement	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 SCHOOL ST
City	CAMBRIDGE
State	IL
Zip	61238-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 ROLLING ACRES VILLAGE OF CAMBRIDGE
Legal Subdivision	ROLLING ACRES
Legal Block	376
Legal Lot Number	8
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3028
Census Tract	30202

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 SCHOOL ST, CAMBRIDGE, IL 61238-1443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2010 · Amount on Record
Deed Sale	Oct 18, 2010 · Amount on Record
Prior Sale	Oct 15, 2008 · Amount on Record
Deed Document Number	201020-1007456
Record Updated	Sep 20, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	320 SCHOOL ST, CAMBRIDGE, IL 61238-1443
Document Number	0000005722
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	320 SCHOOL ST CAMBRIDGE IL 612381443, CAMBRIDGE, IL 61238-1443

Mortgage

Document Number	0000005722
Date	Sep 2, 2020
Instrument	5722

Lender

Name	BANKORION
Type	Bank
Address	CAMBRIDGE, IL 61238

Agreement

Term	60 Months
Due	Sep 1, 2025

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,180.00 (-0.14%)	$48,378 (+15.41%) Land $6,713 Building $41,665	$145,134 (+15.41%) Land $20,139 Building $124,995
2022		$41,919 Land $5,817 Building $36,102	$125,757 Land $17,451 Building $108,306
2021	$2,183.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE serves 2,086 people · EPA ID IL0730300
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cambridge Telcom Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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