Rankin County property record for 320 Scarbrough Cir, Richland, MS 39218
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,923 sqft · built 1979 |
| Lot Size | 0.346 acres (15,071 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,040 (May 2026) |
| Tax Bill | $1,621 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D06K000019 00090 |
| Primary APN | D06K000019 00090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,923 sqft Adjusted Area |
| Gross Area | 980 sqft |
| 1st Floor Area | 1,567 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Mobile Home |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 15,071 sqft (0.346 acres) |
| Garage Type | Carport |
| Garage Area | 500 sqft |
| Carport | Carport |
| Carport Area | 500 sqft |
| Porch | Open Porch |
| Porch Area | 1,788 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3865 |
|---|---|
| Street Address | 320 SCARBROUGH CIR |
| City | RICHLAND |
| State | MS |
| Zip | 39218-9768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 SCARBROUGH SUB PT 1 DB 301 PG 0469 0080873 DB 682 PG 0571 0100693 DB 729 PG 0609 0042195 DB 763 PG 0489 0041896 |
| Legal Range | 01E |
| Legal Township | 04N |
| Legal Section | 01 |
| Legal Subdivision | SCARBROUGH SUB |
| Legal Lot Number | 9 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 20401 |
Source: Rankin County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 SCARBROUGH CIR, RICHLAND, MS 39218-9768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMERCIAL BANK |
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Mar 1, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Feb 5, 2024 |
| Deed Book / Page | 2026 / 11289 |
| Prior Transfer Date | May 26, 2022 |
| Prior Transfer Doc | 2022012996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 320 SCARBROUGH CIR, RICHLAND, MS 39218-9768 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000057939 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 3022/57939 |
| Name | FIRST COMMERCIAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | May 22, 2026 |
| Property Address | 320 SCARBROUGH CIR, RICHLAND, MS 39218-9768 |
| Document Number | 2026011289 |
| Book / Page | 2026 / 11289 |
| Instrument Date | May 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 SCARBROUGH CIR, RICHLAND, MS 39218-9768 |
| Document Number | 3026047308, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 3026/47308 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANKIN MS |
| Recording Date | Mar 1, 2023 |
| Property Address | 320 SCARBROUGH CIR, RICHLAND, MS 39218-9768 |
| Document Number | 0000003901 |
| Book / Page | 2023 / 3901 |
| Instrument Date | Mar 1, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 PATTON DR, PEARL, MS 39208-5215 |
| Name | Verified Name |
|---|---|
| Address | 320 SCARBROUGH CIR, RICHLAND, MS 39218-9768 |
| Document Number | 0302313666 |
|---|---|
| Date | Mar 1, 2023 |
| Instrument | 3023/13666 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Municipality | Richland City |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,621.00 (+0.06%) Homeowner's exemption | $16,226 (+162.64%) | |
| 2024 | $1,620.00 (+229.94%) | $162,260 (+294.03%) Land $15,000 Building $147,260 | |
| 2023 | $6,178 | ||
| 2021 | $41,180 Land $15,000 Building $26,180 | ||
| 2019 | $491.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHLAND serves 7,000 people · EPA ID MS0610023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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