320 Sandy Cove Dr, Chico, CA 95973 Property Records

Butte County property record for 320 Sandy Cove Dr, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Mar 2021)
Tax Bill	$6,340 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-620-040-000`

Property Details

APN / Parcel Number

Primary APN	`006-620-040-000`
Alternative APN	`006-620-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,774 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-620-040
Street Address	320 SANDY COVE DR
City	CHICO
State	CA
Zip	95973-5824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 121 GREENFIELD SUB UNIT 3
Legal Subdivision	GREENFIELD SUB UNIT 2
Legal Lot Number	121
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1009
Census Tract	404

Owner

320 Sandy Cove Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 SANDY COVE DR, CHICO, CA 95973-5824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on File
Deed Sale	Mar 5, 2021 · Amount on File
Prior Sale	Mar 13, 1998 · Amount on File
Deed Document Number	202110706
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	0000044388
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 5, 2021
Property Address	320 SANDY COVE DR, CHICO, CA 95973-5824
Document Number	0000010706
Map Reference	MB 148 PG 17
Instrument Date	Mar 2, 2021
Instrument	2021-0010706
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	IDEAL TITLE AND ESCROW COMPANY, BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 SANDY COVE DR, CHICO, CA 95973-5824

Mortgage

Document Number	0000010707
Date	Mar 5, 2021
Instrument	2021-0010707

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Oct 26, 2020
Property Address	320 SANDY COVE DR, CHICO, CA 95973-5824
Document Number	0000044388
Instrument Date	Sep 10, 2020
Instrument	44388
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	320 SANDY COVE DR CHICO CA 959735824, CHICO, CA 95973-5824

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	320 SANDY COVE DR, CHICO, CA 95973-5824
Document Number	0000027386
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 SANDY COVE DR CHICO CA 959735824, CHICO, CA 95973-5824

Mortgage

Document Number	0000027386
Date	Aug 15, 2018
Instrument	27386

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95928

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 320 Sandy Cove Dr was $6,340.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,037 (+2%) Land $198,733 Building $353,304
2025	$6,340.00	$541,214 Land $194,837 Building $346,377
2024			$541,980
2023	$5,882.00 (+1.59%)	$520,200 Land $187,272 Building $332,928
2022	$5,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Sandy Cove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Sandy Cove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

Nearby Properties on Sandy Cove Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures