320 Salter Ln, Prospect, OR 97536 Property Records

Jackson County property record for 320 Salter Ln, Prospect, OR 97536

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 1,324 sqft · built 1930
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2019)
Tax Bill	$915 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Second Mortgage + 2 more
APN	`323E32AB1000`

Property Details

APN / Parcel Number

Primary APN	`323E32AB1000`
Alternative APNs	`323E32AB01000` `10514053`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,324 sqft Gross Area
1st Floor Area	758 sqft
Attic	Attic
Attic Area	566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1988
Roof Material	Other
Lot Area	13,939 sqft (0.32 acres)
Shed	1 Shed
Shed Area	170 sqft

Location & Zoning

Street Address	320 SALTER LN
City	PROSPECT
State	OR
Zip	97536-9729
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	UR-1
Legal Range	03E
Legal Township	32S
Legal Section	32
Legal Quarter	1
Legal Block	1
Jurisdiction	JACKSON OR
Township / Civil Division	BUTTE FALLS-PROSPECT
Census Block Group	1
Census Block	1244
Census Tract	2600

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 SALTER LN, PROSPECT, OR 97536-9729
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Dec 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OREGON HOUSING AND COMMUNITY SERVICES
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 31, 2019	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Apr 13, 2010 · Amount on Record
Deed Document Number	201940560
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	320 SALTER LN, PROSPECT, OR 97536-9729
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SALTER LN, PROSPECT, OR 97536-9729

Mortgage

Document Number	0000020737
Date	Sep 26, 2025
Instrument	2025-020737

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2065

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	320 SALTER LN, PROSPECT, OR 97536-9729
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SALTER LN, PROSPECT, OR 97536-9729

Mortgage

Document Number	0000026453
Date	Dec 29, 2023
Instrument	2023-026453

Lender

Name	OREGON HOUSING AND COMMUNITY SERVICES
Type	Government Agency
Address	SALEM, OR 97301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	320 SALTER LN, PROSPECT, OR 97536-9729
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SALTER LN, PROSPECT, OR 97536-9729

Mortgage

Document Number	0000002565
Date	Jan 24, 2022
Instrument	2022-002565

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 31, 2019
Property Address	320 SALTER LN, PROSPECT, OR 97536-9729
Document Number	0000040560
Instrument Date	Dec 30, 2019
Instrument	2019-040560
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SALTER LN, PROSPECT, OR 97536-9729

Mortgage

Document Number	0000040561
Date	Dec 31, 2019
Instrument	2019-040561

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Prospect School District 59 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,480 (+3%)	$255,610 (-5.5%) Land $138,180 Building $117,430
2025	$915.00 (+17.76%)	$80,080 (+3%) Land $43,150 Building $36,930	$270,490 (+52.5%) Land $145,000 Building $125,490
2024	$777.00 (+3.46%)	$77,750 (+2.99%) Land $20,940 Building $56,810	$177,370 (+23.04%) Land $80,460 Building $96,910
2023	$751.00 (+12.59%)	$75,490 (+2.99%) Land $20,330 Building $55,160	$144,160 (-12.56%) Land $85,840 Building $58,320
2022	$667.00	$73,300 Land $19,730 Building $53,570	$164,870 Land $72,010 Building $92,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 61% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 5

May also be available: Hunter Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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