320 Saint James St, Georgetown, SC 29440 Property Records

Georgetown County property record for 320 Saint James St, Georgetown, SC 29440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,420 sqft · built 1901
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (May 2021)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0500300131.00.00`

Property Details

APN / Parcel Number

Primary APN	`0500300131.00.00`
Alternative APNs	`05-0030-131-00-00` `22869`

Interior

Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,552 sqft
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1970
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	132 sqft

Location & Zoning

Account Number	22869
Street Address	320 SAINT JAMES ST
City	GEORGETOWN
State	SC
Zip	29440-3770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 1 GREENWICH SUB; PLT 4129-132
Legal Subdivision	GREENWICH SUB
Legal Lot Number	1
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1013
Census Tract	920302

Owner

Source: Georgetown County records · APN 0500300131.00.00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 SAINT JAMES ST, GEORGETOWN, SC 29440-3770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Intrafamily Transfer, Transfer
May 24, 2021	Intrafamily Transfer, Transfer
May 24, 2021	Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Deed Document Number	20217532
Deed Book / Page	4133 / 148
Prior Transfer Date	May 20, 2021
Prior Transfer Doc	4133/0142
Record Updated	Jun 08, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEORGETOWN SC
Recording Date	May 24, 2021
Property Address	320 SAINT JAMES ST, GEORGETOWN, SC 29440-3770
Document Number	04133/0145
Book / Page	4133 / 145
Map Reference	MB 4129 PG 132
Instrument Date	May 20, 2021
Instrument	202100007531
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 GO AWAY LN, HEMINGWAY, SC 29554-6712

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEORGETOWN SC
Recording Date	May 24, 2021
Property Address	320 SAINT JAMES ST, GEORGETOWN, SC 29440-3770
Document Number	04133/0142
Book / Page	4133 / 142
Map Reference	MB 4129 PG 132
Instrument Date	May 20, 2021
Instrument	202100007530
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 BENEVENTUM RD, GEORGETOWN, SC 29440-6686

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	May 24, 2021
Property Address	320 SAINT JAMES ST, GEORGETOWN, SC 29440-3770
Document Number	04133/0148
Book / Page	4133 / 148
Map Reference	MB 4129 PG 132
Instrument Date	May 20, 2021
Instrument	202100007532
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9614 HIGHMANUT ST, GEORGETOWN, SC 29440

Mortgage

Document Number	202100007533
Date	May 24, 2021
Instrument	202100007533

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Georgetown County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 (+14.32%)	$7,153 (+15%) Land $3,428 Building $3,725	$257,700 (+65.72%) Land $123,500 Building $134,200
2023	$1,459.00 (-52.81%)	$6,220 (-33.33%) Land $3,800 Building $2,420	$155,500 (-) Land $95,000 Building $60,500
2022	$3,092.00	$9,330 Land $5,700 Building $3,630	$155,500 Land $95,000 Building $60,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450439203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 188 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	188 in force
Nearby Flood Claims	268 (1979–2025)
Claims Outside the SFHA	45 of 268
Most Recent Claim	Oct 2025, rainfall accumulation
Claims By Storm	Hurricane Matthew, Oct 2016 · 33 claims Severe Storms And Flooding, Oct 2015 · 43 claims Hurricane Hugo, Sep 1989 · 46 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 72% of South Carolina
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Georgetown Historic District listed 1971 · 48 contributing resources · NRIS 71000781

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Horry Telephone Cooperative	Cable	1,000 / 35

May also be available at this address: Spectrum, T-Mobile USA, Horry Telephone Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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