Story County property record for 320 S Wilmoth Ave, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,148 sqft · built 2023 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Jul 2024) |
| Tax Bill | $3,952 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-08-290-020 |
| Primary APN | 09-08-290-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| Basement Area | 1,148 sqft |
| Finished Basement | 498 sqft |
| Unfinished Basement | 1,148 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,325 sqft (0.145 acres) |
| Lot Dimensions | 115 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 120 sqft |
| Patio Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Geothermal |
| Street Address | 320 S WILMOTH AVE |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-7279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAKER SD LOT:7 AMES |
| Legal Subdivision | BAKER SD |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1304 |
320 S Wilmoth Ave is owned and occupied by two individuals who bought it in July 2024.
Source: Story County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 S WILMOTH AVE, AMES, IA 50014-7279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on File |
| Deed Sale | Jul 1, 2024 · Amount on File |
| Prior Sale | Jun 27, 2024 · Amount on File |
| Deed Document Number | 20244521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Sep 10, 2026 |
| Property Address | 320 S WILMOTH AVE, AMES, IA 50014-7279 |
| Document Number | 0000008273 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 20268273 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 324 S WILMOTH AVE, AMES, IA 50014-7279 |
| Document Number | 0000008273, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 20268273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Nov 10, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 320 S Wilmoth Ave was $3,952.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,952.00 | $301,300 Land $31,600 Building $269,700 | $301,300 Land $31,600 Building $269,700 |
| 2023 | $7,100 | $7,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 320 S Wilmoth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 S Wilmoth Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ICS Advanced Technologies.
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