320 S Whitehead Ave, Spencer, NC 28159 Property Records

Rowan County property record for 320 S Whitehead Ave, Spencer, NC 28159

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,533 sqft · built 1904
Lot Size0.43 acres (18,800 sqft)
OwnerIndividual Name on File
Last Sale$69,000 (Sep 2021)
Tax Bill$1,913 (2026)
Deeds & MortgagesSep 2021 Sale
Flood ZoneZone X (minimal risk)
APN033 047

Property Details

APN / Parcel Number

Primary APN033 047
Alternative APN
  • 6222989

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,533 sqft Living Area
1st Floor Area1,715 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 2010
Exterior MaterialOther
Foundation TypeFooting
Lot Area18,800 sqft (0.43 acres)
Lot Dimensions188 ft deep x 100 ft wide

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchPorch
Porch Area330 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address320 S WHITEHEAD AVE
CitySPENCER
StateNC
Zip28159-1660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6:TWO FAM
Legal DescriptionL15-16 BLK 7 CHAS. B. JORDAN ADDT.
Legal Block7
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group3
Census Block3018
Census Tract50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Spencer Historic District
listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

320 S Whitehead Ave is owned by an individual who bought it in September 2021.

Source: Rowan County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address801 5TH ST, SPENCER, NC 28159-1521
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleMar 28, 2002 · Amount on File
Deed Book / Page1384 / 840
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateSep 24, 2021
Property Address320 S WHITEHEAD AVE, SPENCER, NC 28159-1660
Document Number0013840840
Book / Page1384 / 840
Instrument DateSep 21, 2021
Transaction TypeTransfer
Record UpdatedOct 5, 2021

Transaction

AmountAmount on Record
Tax$138.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address153 WOODHAVEN SHORES DR, 153, LEXINGTON, NC 27292-9159

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 5TH ST, SPENCER, NC 28159-1521

Tax Assessment & Valuation

The 2026 property tax bill for 320 S Whitehead Ave was $1,913, up 22.2% from the year before.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,913.00 (+22.16%)$169,354 (+22.13%) Land $30,400 Building $138,954$169,354 Land $30,400 Building $138,954
2025$1,566.00$138,666 Land $30,400 Building $108,266
2023$1,493.00$132,148 Land $30,400 Building $101,748$138,666 Land $30,400 Building $108,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 S Whitehead Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Most Recent ClaimNov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 S Whitehead Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Whitehead Ave

Nearby Streets

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