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320 S Walnut St, Troy, OH 45373 Property Records

Miami County property record for 320 S Walnut St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,720 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$80,250 (Jul 2018)
Tax Bill$1,709 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND08-011230

Property Details

APN / Parcel Number

Primary APND08-011230
Alternative APNs
  • 050628.1-27-011-00
  • D08SE030 01700

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,720 sqft Living Area
1st Floor Area2,168 sqft
Upper Floors Area636 sqft
Basement Area288 sqft
Unfinished Basement288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions99 ft deep x 48 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area284 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address320 S WALNUT ST
CityTROY
StateOH
Zip45373-3535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 861 48 N SIDE
Legal Lot Number861
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2011
Census Tract365200

Owner

320 S Walnut St is owned and occupied by two individuals who bought it in July 2018.

Source: Miami County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address320 S WALNUT ST, TROY, OH 45373-3535
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2018 · Amount on File
Deed SaleJul 26, 2018 · Amount on File
Prior SaleApr 6, 2006 · Amount on File
Deed Document Number20182018OR-09035
Record UpdatedOct 29, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateJul 26, 2018
Property Address320 S WALNUT ST, TROY, OH 45373-3535
Document Number0000009035
Instrument DateJun 29, 2018
Instrument9035
Transaction TypeTransfer
Record UpdatedAug 9, 2018
Title CompanyTERRA TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$160.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address320 S WALNUT ST TROY OH 453733535, TROY, OH 45373-3535

Mortgage

Document Number9036
DateJul 26, 2018
Instrument9036
Lender
NameDAS ACQUISITION
AddressST LOUIS, MO 63141
Agreement
AmountAmount on Record
Term360 Months
DueJul 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 320 S Walnut St was $1,709 with a homeowner's exemption, up 12.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,709.00 (+12.73%) Homeowner's exemption$46,520 (+30.02%) Land $8,860 Building $37,660$132,900 Land $25,300 Building $107,600
2024$1,516.00 (+7.9%) Homeowner's exemption$35,780 (-) Land $9,560 Building $26,220
2023$1,405.00 (+16.21%) Homeowner's exemption$35,780 (-) Land $9,560 Building $26,220$102,200 (-) Land $27,300 Building $74,900
2022$1,209.00 Homeowner's exemption$35,780 Land $9,560 Building $26,220$102,200 Land $27,300 Building $74,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 S Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 320 S Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, Frontier, Verizon, Watch TV.

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