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320 S Walnut St, Commerce, OK 74339 Property Records

Ottawa County property record for 320 S Walnut St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,036 sqft · built 1933
Lot Size0.253 acres (11,040 sqft)
OwnerIndividual Name on Record
Last Sale$17,000 (Oct 2019)
Tax Bill$121 (2025)
Deeds & MortgagesOct 2019 Sale
Flood ZoneZone X (minimal risk)
APN20870

Property Details

APN / Parcel Number

Primary APN20870
Alternative APN
  • 5820-00-003-019-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area1,036 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1988
Architectural StyleTraditional
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,040 sqft (0.253 acres)
Lot Dimensions138 ft deep x 80 ft wide
Garage TypeMixed
Garage Area216 sqft
PorchSlab
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number20870
Street Address320 S WALNUT ST
CityCOMMERCE
StateOK
Zip74339-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 19 - 20, BLK 3 WAKEMAN
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionWAKEMAN
Legal Block3
Legal Lot Number19,20
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2030
Census Tract574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 S WALNUT ST, COMMERCE, OK 74339-2645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2019 · Amount on Record
Deed SaleOct 15, 2019 · Amount on Record
Deed Document Number20194140
Deed Book / Page1098 / 628
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OK
Recording DateOct 15, 2019
Property Address320 S WALNUT ST, COMMERCE, OK 74339-2645
Document Number001098/628
Book / Page1098 / 628
Instrument DateOct 14, 2019
Instrument2019-004140
Transaction TypeTransfer
Record UpdatedMar 18, 2022
Title CompanyPROVO ABSTRACT COMPANY, PHOTO ABSTRACT CO

Transaction

AmountAmount Recorded
Tax$25.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 S WALNUT ST, COMMERCE, OK 74339-2645

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,316 (+3.02%) Land $197 Building $2,119$20,308 (-24.9%) Land $1,725 Building $18,583
2025$121.00 (+0.83%) Homeowner's exemption$2,248 (+2.98%) Land $197 Building $2,051$27,043 (-13.77%) Land $1,725 Building $25,318
2024$120.00 (+2%) Homeowner's exemption$2,183 (+3.02%) Land $197 Building $1,986$31,362 (-) Land $1,725 Building $29,637
2023$100.00 (+4.17%) Homeowner's exemption$2,119 (+3.01%) Land $197 Building $1,922$31,362 (-) Land $1,725 Building $29,637
2022$96.00 Homeowner's exemption$2,057 Land $197 Building $1,860$31,362 Land $1,725 Building $29,637

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1993–2007)
Most Recent ClaimJul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
The Junction Internet
Fixed Wireless		100 / 20
Wisper ISP
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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