Wabasha County property record for 320 S Sheppard St, Kellogg, MN 55945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,647 sqft · built 1950 |
| Lot Size | 0.888 acres (38,686 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Nov 2021) |
| Tax Bill | $4,210 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R21.00152.03 |
| Primary APN | R21.00152.03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 1,647 sqft Living Area |
| Basement Area | 364 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 38,686 sqft (0.888 acres) |
| Lot Dimensions | 132 ft deep x 264 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 349 sqft |
| Deck Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Lean-To | 256 sqft |
| Quonset Hut | 1,920 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 320 S SHEPPARD ST |
|---|---|
| City | KELLOGG |
| State | MN |
| Zip | 55945-7820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-110 RANGE-010 VILLAGE OF GREENFIELD (KELLOG S1/2 OF BLOCK 31 |
| Legal Range | 10 |
| Legal Township | 110 |
| Legal Section | 27 |
| Legal Subdivision | VILLAGE OF GREENFIELD (KELLOG |
| Legal Block | 31 |
| Jurisdiction | WABASHA MN |
| Township / Civil Division | KELLOGG |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 490200 |
320 S Sheppard St is owned and occupied by two individuals who bought it in November 2021.
Source: Wabasha County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 159, KELLOGG, MN 55945-0159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION |
| Dec 29, 2020 | Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK |
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK |
| Nov 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2021 · Amount on File |
| Deed Sale | Nov 10, 2021 · Amount on File |
| Deed Document Number | 2021346794 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Recording Date | Jul 28, 2026 |
| Property Address | 320 S SHEPPARD ST, KELLOGG, MN 55945-7820 |
| Document Number | 0000363973 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026363973 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | CUNA MUTUAL GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 320 S SHEPPARD ST, KELLOGG, MN 55945-7820 |
| Investor | Possibly a Property Investor |
| Document Number | 0000363973, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 2026363973 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 320 S SHEPPARD ST, KELLOGG, MN 55945-7820 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000342261 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 342261 |
| Name | FORESIGHT BANK |
|---|---|
| Type | Bank |
| Address | PLAINVIEW, MN 55964 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WABASHA MN |
| Property Address | 320 S SHEPPARD ST, KELLOGG, MN 55945-7820 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000345757 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 345757 |
| Name | FORESIGHT BANK |
|---|---|
| Type | Bank |
| Address | PLAINVIEW, MN 55964 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WABASHA MN |
| Recording Date | Nov 10, 2021 |
| Property Address | 320 S SHEPPARD ST, KELLOGG, MN 55945-7820 |
| Document Number | 0000346794 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 346794 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $841.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 320 S SHEPPARD ST, KELLOGG, MN 55945-7820 |
| Investor | Possibly a Property Investor |
| Document Number | 0000346795 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 346795 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 320 S Sheppard St was $4,210 with a homeowner's exemption.
Source: Wabasha County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wabasha County |
| Municipality | Kellogg City |
| Unified School District | Wabasha-Kellogg Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,210.00 Homeowner's exemption | $287,800 Land $38,300 Building $249,500 | $287,800 Land $38,300 Building $249,500 |
| 2023 | $3,856.00 Homeowner's exemption | $268,900 Land $38,300 Building $230,600 | $268,900 Land $38,300 Building $230,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 S Sheppard St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1997–2019) |
| Most Recent Claim | Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 S Sheppard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Kellogg serves 469 people · EPA ID MN1790003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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