320 S Pine St, Florence, AL 35630 Property Records

Lauderdale County property record for 320 S Pine St, Florence, AL 35630

Property Summary

Property TypeBank, Financial Building
Details1 ba · 1,761 sqft · built 1987
Lot Size0.427 acres (18,632 sqft)
OwnerCompany Name on Record
Tax Bill$7,325 (2025)
Flood ZoneZone X (minimal risk)
APN24-05-15-1-006-001-000

Property Details

APN / Parcel Number

Primary APN24-05-15-1-006-001-000
Alternative APNs
  • 045879
  • 19897
  • 45879

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,761 sqft Total Area
1st Floor Area1,761 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Exterior MaterialBrick
Fire ResistanceFireproof Reinforced Concrete
Foundation TypeRetaining Wall
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area18,632 sqft (0.427 acres)
Lot Dimensions136 ft deep x 136 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number45879
Street Address320 S PINE ST
CityFLORENCE
StateAL
Zip35630-6129
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning Code02
Legal Description136.5 X 136.5 PART BLOCK 198 CITY OF FLORENCE
Legal Range11W
Legal Township03S
Legal Section15
Legal SubdivisionCITY OF FLORENCE BLOCK 0198
Legal Block198
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2001
Census Tract10200

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 910, RUSSELLVILLE, AL 35653-0910
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,325.00 (+1.79%)$149,500 (+1.8%)$747,460 (+1.8%) Land $114,600 Building $632,860
2024$7,196.00 (+11.88%)$146,860 (+758.83%) Land $18,980 Building $127,880$734,260 (+11.85%) Land $94,900 Building $639,360
2023$6,432.00 (+31.86%)$17,100 (-82.82%) Land $17,100$656,440 (+31.87%) Land $85,500 Building $570,940
2022$4,878.00$99,560$497,800 Land $93,700 Building $404,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1990–1991)
Most Recent ClaimDec 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 97.7% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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