320 S Pine St, Chatham, IL 62629 Property Records

Sangamon County property record for 320 S Pine St, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,358 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jun 2018)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-12.0-456-005`

Property Details

APN / Parcel Number

Primary APN	`28-12.0-456-005`
Alternative APN	`28120456005 (CHECK DIGIT = 5)`

Exterior

Lot Area	11,358 sqft (0.26 acres)

Location & Zoning

Account Number	28120456005
Street Address	320 S PINE ST
City	CHATHAM
State	IL
Zip	62629-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRUCE SUB. L 5
Legal Subdivision	SPRUCE SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2028
Census Tract	3202

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	320 S PINE ST, CHATHAM, IL 62629-1240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 7, 2018	Warranty Deed, Transfer · Construction Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2018 · Amount on Record
Deed Sale	Jun 7, 2018 · Amount on Record
Prior Sale	Jul 1, 2011
Deed Document Number	201811701
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	320 S PINE ST, CHATHAM, IL 62629-1240
Transaction Type	Mortgage
Record Updated	Oct 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R19106
Date	Sep 10, 2019
Instrument	2019R19106

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	320 S PINE ST, CHATHAM, IL 62629-1240
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R00741
Date	Jan 14, 2019
Instrument	2019R00741

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2034

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jun 7, 2018
Property Address	320 S PINE ST, CHATHAM, IL 62629-1240
Document Number	2018R11701
Instrument Date	May 18, 2018
Instrument	2018R11701
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 S PINE ST, CHATHAM, IL 62629-1240

Mortgage

Document Number	2018R11703
Date	Jun 7, 2018
Instrument	2018R11703

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,605.00 (+26.52%)	$47,007 (+24.24%) Land $2,829 Building $44,178	$141,021 (+24.24%) Land $8,487 Building $132,534
2022	$2,059.00 Homeowner's exemption Senior Citizen's exemption	$37,836 Land $2,277 Building $35,559	$113,508 Land $6,831 Building $106,677

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1978–2023)
Claims Outside the SFHA	8 of 19
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink.

Nearby Properties on S Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures