Gaston County property record for 320 S Main St, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,693 sqft · built 1990 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,916 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08008 03700 |
| Primary APN | 08008 03700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,693 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 33,977 sqft (0.78 acres) |
| Porch | Porch |
| Porch Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 320 S MAIN ST |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1H |
| Legal Description | 08 008 037 00 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 33501 |
320 S Main St is owned and occupied by two individuals who acquired it in May 2021.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 S MAIN ST, STANLEY, NC 28164-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Intrafamily Transfer, Transfer · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Feb 7, 2020 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2021 |
| Deed Sale | May 3, 2021 |
| Prior Sale | Feb 7, 2020 · Amount on File |
| Deed Book / Page | 5224 / 688 |
| Prior Transfer Date | Apr 23, 2021 |
| Prior Transfer Doc | 0052240688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 3, 2021 |
| Property Address | 320 S MAIN ST, STANLEY, NC 28164-2050 |
| Document Number | 0052240688 |
| Book / Page | 5224 / 688 |
| Instrument Date | Apr 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 S MAIN ST, STANLEY, NC 28164-2050 |
| Document Number | 5224691 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 5224/691 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 7, 2020 |
| Property Address | 320 S MAIN ST, STANLEY, NC 28164-2050 |
| Document Number | 0050992262 |
| Book / Page | 5099 / 2262 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $448.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 219 RUTLEDGE RD, 219, MOUNT HOLLY, NC 28120 |
| Name | Verified Name |
|---|---|
| Address | 320 S MAIN ST, STANLEY, NC 28164-2050 |
| Document Number | 50992266 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 5099/2266 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 320 S Main St was $3,916.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Stanley Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,916.00 | $359,600 (-) Land $21,000 Building $338,600 | |
| 2025 | $3,916.00 | $359,600 Land $21,000 Building $338,600 | |
| 2023 | $3,955.00 | $359,600 Land $21,000 Building $338,600 | |
| 2021 | $256,700 Land $16,000 Building $240,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 S Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT HOLLY |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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