320 S Main St, Madison, NE 68748 Property Records

Madison County property record for 320 S Main St, Madison, NE 68748

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	17,328 sqft · built 1895
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$46,000 (May 2009)
Tax Bill	$316 (2025)
Deeds & Mortgages	Feb 2018 Construction Loan May 2020 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`590001779`

Property Details

APN / Parcel Number

Primary APN	`590001779`

Interior

Units	24 Units
Stories	2 Stories
Building Area	17,328 sqft Gross Area
1st Floor Area	7,564 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	320 S MAIN ST
City	MADISON
State	NE
Zip	68748-6624
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	COMMERCIAL
Legal Description	F W BARNES FIRST ADDITION S 1/3 LOT 6 & N 43.8 FT LOT 7, BLK 14 (CONOVER PROPERTIES PROJECT TAX INCREMENT FINANCING); MAP NUM
Legal Range	01
Legal Township	21
Legal Section	00
Legal Subdivision	F W BARNES FIRST ADD
Legal Block	14
Legal Lot Number	6-7
Jurisdiction	MADISON NE
Township / Civil Division	MADISON
Census Block Group	4
Census Block	4075
Census Tract	961300

Owner

Source: Madison County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2403 TIMBER MEADOWS LN, NORFOLK, NE 68701-1301
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2018	Deed of Trust, Mortgage · Construction Mortgage MADISON COUNTY BANK
May 18, 2020	Deed of Trust, Mortgage · Line of Credit MADISON COUNTY BANK
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit MADISON COUNTY BANK
Nov 18, 2016	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE AND ESCROW CO
Nov 22, 2011	Warranty Deed, Transfer JAMIE ARENS ETAL
Mar 2, 2011	Warranty Deed, Transfer
Jan 31, 2011	Quit Claim Deed, Transfer Quitclaim
Jan 25, 2011	Intrafamily Transfer, Transfer
May 14, 2009	Transfer
Jun 1, 2006	Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2009 · Amount on Record
Deed Sale	May 14, 2009 · Amount on Record
Prior Sale	Jun 1, 2006 · Amount on Record
Deed Book / Page	2001 / 7519
Prior Transfer Date	Jun 15, 2004
Prior Transfer Doc	2001007519
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	320 S MAIN ST, MADISON, NE 68748-6624
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02018/0754
Date	Feb 23, 2018
Book Page	2018/0754

Lender

Name	MADISON COUNTY BANK
Type	Bank
Address	NORFOLK, NE 68702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Sep 1, 2019

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	320 S MAIN ST, MADISON, NE 68748-6624
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02020/2290
Date	May 18, 2020
Book Page	2020/2290

Lender

Name	MADISON COUNTY BANK
Type	Bank
Address	NORFOLK, NE 68702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	320 S MAIN ST, MADISON, NE 68748-6624
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2483 TIMBER MEADOWS LN, NORFOLK, NE 68701-1301

Mortgage

Document Number	002026/692
Date	Feb 13, 2026
Book Page	2026/692

Lender

Name	MADISON COUNTY BANK
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Nov 18, 2016
Property Address	320 S MAIN ST, MADISON, NE 68748-6624
Document Number	201611/5224
Book / Page	2016-11 / 5224
Instrument Date	Nov 5, 2016
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE AND ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$56.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

November 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Nov 22, 2011
Property Address	320 S MAIN ST, MADISON, NE 68748-6624
Document Number	201111/1689
Book / Page	2011-11 / 1689
Instrument Date	Oct 31, 2011
Instrument	2011-11-1689
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	RES TITLE, RELS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011111691
Date	Nov 22, 2011
Instrument	2011-11-1691

Lender

Name	JAMIE ARENS ETAL
Type	Seller

Agreement

Amount	Amount Recorded

March 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NE
Recording Date	Mar 2, 2011
Property Address	320 S MAIN ST, MADISON, NE 68748-6624
Document Number	201103/0114
Book / Page	2011-03 / 0114
Instrument Date	Feb 24, 2011
Instrument	2011-03-0114
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$29.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NE
Recording Date	Jan 31, 2011
Property Address	320 S MAIN ST, MADISON, NE 68748-6624
Document Number	201101/1944
Book / Page	2011-01 / 1944
Instrument Date	Jan 27, 2011
Instrument	2011-01-1944
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON NE
Recording Date	Jan 25, 2011
Property Address	320 S MAIN ST, MADISON, NE 68748-6624
Document Number	201101/1616
Book / Page	2011-01 / 1616
Instrument Date	Jan 20, 2011
Instrument	2011-01-1616
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2009: Transfer

Jurisdiction	MADISON NE
Recording Date	May 14, 2009
Property Address	320 S MAIN ST, MADISON, NE 68748-6624
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	May 14, 2009
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2006: Transfer

Jurisdiction	MADISON NE
Recording Date	Jun 1, 2006
Property Address	320 S MAIN ST, MADISON, NE 68748-6624
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	Jun 1, 2006
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Madison County
Municipality	Madison City
Unified School District	Madison Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$316.00 (-39.81%)	$554,248 (-) Land $13,068 Building $541,180	$554,248 (-) Land $13,068 Building $541,180
2023	$525.00	$554,248 Land $13,068 Building $541,180	$554,248 Land $13,068 Building $541,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	23 (1982–2019)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 5 claims Severe Storms & Flooding, Jun 1991 · 2 claims Severe Storms, Tornadoes & Flooding, Jun 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADISON serves 2,135 people · EPA ID NE3111916
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Stealth Broadband Fixed Wireless · Fiber in parts of the area	200 / 20

May also be available: Nextlink.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures