Howard County property record for 320 S Main St, Fayette, MO 65248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,176 sqft · built 1959 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,500 (Dec 2013) |
| Tax Bill | $716 (2025) |
| Deeds & Mortgages | Dec 2013 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-1.0-11-004-001-021.000 |
| Primary APN | 12-1.0-11-004-001-021.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3655 |
|---|---|
| Street Address | 320 S MAIN ST |
| City | FAYETTE |
| State | MO |
| Zip | 65248-1269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7254-00 PT OL 27 BEG 655' SW COR LOT 1 WRIGHT'S AD D TH SLY 68' NELY 15' NLY 31' WLY 117' TO POB |
| Legal Range | 16 |
| Legal Township | 50 |
| Legal Section | 11 |
| Legal Subdivision | WRIGHTS ADD |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 960300 |
320 S Main St is owned and occupied by an individual who bought it in December 2013.
Source: Howard County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 S MAIN ST, FAYETTE, MO 65248-1269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2013 · Amount on File |
| Deed Sale | Dec 13, 2013 · Amount on File |
| Deed Document Number | 20131997 |
| Deed Book / Page | 473 / 648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MO |
| Property Address | 320 S MAIN ST, FAYETTE, MO 65248-1269 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 320 S MAIN ST, FAYETTE, MO 65248-1269 |
| Document Number | 000475/001 |
|---|---|
| Date | Dec 13, 2013 |
| Book Page | 475/001 |
| Instrument | 20131998 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | 66889 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Dec 12, 2046 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 320 S Main St was $716.
Source: Howard County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Howard County |
| Municipality | Fayette City |
| Unified School District | Fayette R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,410 (-) | $54,815 (-) Land $5,380 Building $49,435 | |
| 2025 | $716.00 | $10,410 | $54,815 Land $5,380 Building $49,435 |
| 2024 | $716.00 (-0.28%) | ||
| 2023 | $718.00 (+0.28%) | $10,410 | $54,815 Land $5,380 Building $49,435 |
| 2022 | $716.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 S Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTE PWS serves 2,800 people · EPA ID MO2010271 |
|---|---|
| Water Source | Purchased groundwater from HOWARD COUNTY REGIONAL WATER COMM |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Air Link Rural Broadband Fiber | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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