Cheboygan County property record for 320 S Main St, Cheboygan, MI 49721 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Sep 2025) |
| Tax Bill | $4,078 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-S47-001-006-00 |
| Primary APN | 054-S47-001-006-00 |
|---|
| Lot Area | 13,068 sqft (0.3 acres) |
|---|
| Street Address | 320 S MAIN ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FM SAMMONS ADDITION TO THE VILLAGE OF CHEBOYGAN, LOTS 8 & 9. **AND** E 23.5FT OF LOT 10. (SEC 31, T38N,R1W) SEC 211.27 MCL |
| Legal Range | 01W |
| Legal Township | 010 |
| Legal Section | 31 |
| Legal Subdivision | FM SAMMONS ADD |
| Legal Lot Number | 8-10 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960200 |
Source: Cheboygan County records · APN 054-S47-001-006-00
Assessment roll updated June 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 S MAIN ST, CHEBOYGAN, MI 49721-1986 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE |
| Deed of Trust, Mortgage | |
| Sep 16, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE |
| Sep 24, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | Sep 12, 2016 · Amount on Record |
| Deed Book / Page | 1563 / 920 |
| Prior Transfer Date | Sep 14, 2018 |
| Prior Transfer Doc | 001369/404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 320 S MAIN ST, CHEBOYGAN, MI 49721-1986 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 320 S MAIN ST, CHEBOYGAN, MI 49721-1986 |
| Document Number | 0000001563/0000000922 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 0000001563/0000000922 |
| Name | UNITED WHOLESALE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 320 S MAIN ST, CHEBOYGAN, MI 49721-1986 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Sep 16, 2025 |
| Property Address | 320 S MAIN ST, CHEBOYGAN, MI 49721-1986 |
| Document Number | 001563/920 |
| Book / Page | 1563 / 920 |
| Instrument Date | Sep 10, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.51 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 S MAIN ST, CHEBOYGAN, MI 49721-1986 |
| Document Number | 0001563922 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 1563/922 |
| Name | UNITED WHOLESALE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Sep 24, 2018 |
| Property Address | 320 S MAIN ST, CHEBOYGAN, MI 49721-1986 |
| Document Number | 001369/404 |
| Book / Page | 1369 / 404 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 S MAIN ST, CHEBOYGAN, MI 49721-1986 |
Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,300 (+1.38%) | $278,600 (+1.38%) | |
| 2025 | $4,078.00 (+1.59%) Homeowner's exemption | $137,400 (+36.44%) | $274,800 (+36.44%) |
| 2024 | $4,014.00 (+19.11%) | ||
| 2023 | $100,700 | $201,400 | |
| 2022 | $3,370.00 |
Source: FEMA National Flood Hazard Layer, Cheboygan County (26031C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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