320 S Macoupin St, Gillespie, IL 62033 Property Records

Macoupin County property record for 320 S Macoupin St, Gillespie, IL 62033

Property Summary

Property Type	Commercial
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2018)
Tax Bill	$2,681 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Feb 2022 Mortgage + 2 more
APN	`19-24-278-014`

Property Details

APN / Parcel Number

Primary APN	`19-24-278-014`
Alternative APN	`10-000-937-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Location & Zoning

Street Address	320 S MACOUPIN ST
City	GILLESPIE
State	IL
Zip	62033-1606
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 8 BLK M O P GILLESPIE 66 X 132 19-24-278-014
Legal Subdivision	GILLESPIE
Legal Block	M
Legal Lot Number	8
Jurisdiction	MACOUPIN IL
Township / Civil Division	GILLESPIE
Census Block Group	3
Census Block	3031
Census Tract	956900

Owner

320 S Macoupin St, a commercial property, is owned by an individual who bought it in November 2018.

Source: Macoupin County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	17487 3 MILE RD, GILLESPIE, IL 62033-3439
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Apr 1, 2009 · Amount on File
Deed Document Number	2018571849
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Recording Date	Apr 1, 2026
Property Address	320 S MACOUPIN ST, GILLESPIE, IL 62033-1606
Document Number	0000623343
Instrument Date	Mar 31, 2026
Instrument	2026623343
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S MACOUPIN ST, GILLESPIE, IL 62033-1606

Mortgage

Document Number	0000623343,
Date	Apr 1, 2026
Instrument	2026623343

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 31, 2027

Interest

Rate	6%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	320 S MACOUPIN ST, GILLESPIE, IL 62033-1606
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000596738
Date	Feb 7, 2022
Instrument	596738

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 28, 2023

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	320 S MACOUPIN ST, GILLESPIE, IL 62033-1606
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000596737
Date	Feb 7, 2022
Instrument	596737

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 31, 2027

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Nov 2, 2018
Property Address	320 S MACOUPIN ST, GILLESPIE, IL 62033-1606
Document Number	0000571849
Instrument Date	Oct 15, 2018
Instrument	571849
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S MACOUPIN ST, GILLESPIE, IL 62033-1606

Mortgage

Document Number	0000571850
Date	Nov 2, 2018
Instrument	571850

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	5.05%

Tax Assessment & Valuation

The 2025 property tax bill for 320 S Macoupin St was $2,681, up 4.5% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Gillespie Township
Municipality	Gillespie City
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,681.00 (+4.48%)	$42,294 (+7%) Land $6,191 Building $36,103	$126,882 (+7%) Land $18,573 Building $108,309
2024	$2,566.00	$39,527 Land $5,786 Building $33,741	$118,581 Land $17,358 Building $101,223
2022	$2,429.00	$34,205 Land $5,007 Building $29,198	$102,615 Land $15,021 Building $87,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 320 S Macoupin St; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 S Macoupin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILLESPIE serves 3,737 people · EPA ID IL1170400
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

May also be available: Fidium Fiber, Madison Communications, Nextlink.

Nearby Properties on S Macoupin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures