320 S Macomb St, Monroe, MI 48161 Property Records

Monroe County property record for 320 S Macomb St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,976 sqft · built 1903
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,000 (Mar 2022)
Tax Bill	$5,154 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-39-00216-000`

Property Details

APN / Parcel Number

Primary APN	`55-39-00216-000`
Alternative APN	`55 390 021 60`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,976 sqft Living Area
1st Floor Area	2,321 sqft
Basement Area	1,994 sqft
Unfinished Basement	1,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Terrain	Rolling
Garage Area	648 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	122 sqft
Deck Area	69 sqft
Patio Area	309 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	320 S MACOMB ST
City	MONROE
State	MI
Zip	48161-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	OLD VILLAGE PLAT EAST OF MONROE ST N 30 FT OF LOT 75 AND S 35 FT OF LOT 76
Legal Subdivision	OLD VILLAGE EAST OF MONROE ST
Legal Lot Number	75-76
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2019
Census Tract	831900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 S MACOMB ST, MONROE, MI 48161-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Apr 26, 2016 · Amount on Record
Deed Document Number	20225958
Prior Transfer Date	Apr 22, 2016
Prior Transfer Doc	0000009127
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 21, 2022
Property Address	320 S MACOMB ST, MONROE, MI 48161-2123
Document Number	0000005958
Map Reference	LB 2 PG 3
Instrument Date	Mar 4, 2022
Instrument	2022R05958
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 S MACOMB ST, 320, MONROE, MI 48161-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S MACOMB ST, MONROE, MI 48161-2123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004822
Date	Mar 7, 2022
Instrument	2022R04822

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	320 S MACOMB ST, MONROE, MI 48161-2123
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S MACOMB ST, MONROE, MI 48161-2123

Mortgage

Document Number	2021R04635
Date	Feb 19, 2021
Instrument	2021R04635

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,600 (+57.15%)	$411,200 (+57.15%)
2025	$5,154.00 (-7.27%) Homeowner's exemption
2023	$5,558.00 Homeowner's exemption	$130,830	$261,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile, Verizon.

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