320 S Landrum St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 320 S Landrum St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1917
Lot Size	0.379 acres (16,498 sqft)
Owner	Individual Name on Record
Tax Bill	$420 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`099031002005004000`

Property Details

APN / Parcel Number

Primary APN	`099031002005004000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,498 sqft (0.379 acres)
Lot Dimensions	226 ft deep x 72.7 ft wide

Location & Zoning

Street Address	320 S LANDRUM ST
City	MOUNT VERNON
State	MO
Zip	65712-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDRUM ST,S,320; BLK 1 WEARS ADD.MT.VERNON. THE CENTER 1/3 LTS 4,5&6. EXC W14' OF CENTER 1/3 LT 4
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	WEARS ADD
Legal Block	1
Legal Lot Number	4-6
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1017
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 S LANDRUM ST, MOUNT VERNON, MO 65712-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 30, 2019	Deed of Trust, Mortgage · Line of Credit MID MISSOURI BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	320 S LANDRUM ST, MOUNT VERNON, MO 65712-1527
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S LANDRUM ST, MOUNT VERNON, MO 65712-1527

Mortgage

Document Number	002026/168
Date	Jan 9, 2026
Book Page	2026/168
Instrument	2026000168

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	320 S LANDRUM ST, MOUNT VERNON, MO 65712-1527
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	WACO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455/2315
Date	May 30, 2019
Book Page	455/2315
Instrument	2019-00002345

Lender

Name	MID MISSOURI BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,550 (-) Land $1,900 Building $6,650
2025	$420.00	$8,550 (+8.37%) Land $1,900 Building $6,650	$41,526 (-)
2024	$420.00 (+7.97%)
2023	$389.00 (+5.71%)	$7,890 Land $1,900 Building $5,990	$41,526
2022	$368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S Landrum St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures