320 S High St, Smithton, IL 62285 Property Records

St. Clair County property record for 320 S High St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,749 sqft · built 1996
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2006)
Tax Bill	$8,615 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2019 Line of Credit + 3 more
APN	`13-33-0-223-033`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-223-033`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,749 sqft Living Area
Basement Area	1,749 sqft
Unfinished Basement	1,749 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	43,996 sqft (1.01 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	320 sqft
Patio Area	320 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	320 S HIGH ST
City	SMITHTON
State	IL
Zip	62285-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHTON TWP SEC 33 LOT/SEC-33-SUBL/TWP-1S-BLK/RG-8W PT SW NE AS IN A01991721
Legal Range	08W
Legal Township	01S
Legal Section	33
Legal Subdivision	SMITHTON TWP
Legal Block	223
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3032
Census Tract	503906

Owner

320 S High St is owned and occupied by two individuals who acquired it in June 2026.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 S HIGH ST, SMITHTON, IL 62285-1748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Transfer on Death Deed, Transfer
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/WATERLOO
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/WATERLOO
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/WATERLOO
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2006 · Amount on File
Deed Sale	Jul 28, 2006 · Amount on File
Deed Document Number	20061991721
Last Transfer Date	Jun 11, 2026
Transfer Doc	0002886588
Record Updated	Oct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 16, 2026
Property Address	320 S HIGH ST, SMITHTON, IL 62285-1748
Document Number	0002886588
Instrument Date	Jun 11, 2026
Instrument	20262886588
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S HIGH ST, SMITHTON, IL 62285-1748

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	320 S HIGH ST, SMITHTON, IL 62285-1748
Document Number	00A2618480
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 S HIGH ST SMITHTON IL 622851748, SMITHTON, IL 62285-1748

Mortgage

Document Number	00A2618480
Date	Jul 8, 2019
Instrument	2618480

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	MILLSTADT, IL 62260

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	320 S HIGH ST, SMITHTON, IL 62285-1748
Document Number	00A2608610
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32320 S HIGH ST SMITHTON IL 62285, SMITHTON, IL 62285

Mortgage

Document Number	00A2608610
Date	Apr 3, 2019
Instrument	2608610

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	MILLSTADT, IL 62260

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	320 S HIGH ST, SMITHTON, IL 62285-1748
Document Number	00A2609955
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 S HIGH ST SMITHTON IL 622851748, SMITHTON, IL 62285-1748

Mortgage

Document Number	00A2609955
Date	Apr 16, 2019
Instrument	2609955

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	MILLSTADT, IL 62260

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	320 S HIGH ST, SMITHTON, IL 62285-1748
Document Number	00A2640784
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 S HIGH ST SMITHTON IL 622851748, SMITHTON, IL 62285-1748

Mortgage

Document Number	00A2640784
Date	Jan 30, 2020
Instrument	2640784

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	MILLSTADT, IL 62260

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 320 S High St was $8,615 with a homeowner's exemption, up 29.1% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,615.00 (+29.12%) Homeowner's exemption	$112,449 (+29.2%) Land $13,007 Building $99,442	$337,347 (+29.2%) Land $39,021 Building $298,326
2024	$6,672.00	$87,037 Land $13,145 Building $73,892	$261,111 Land $39,435 Building $221,676
2022		$74,244 Land $11,213 Building $63,031	$222,732 Land $33,639 Building $189,093
2019	$5,386.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 320 S High St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 320 S High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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