320 S Elder Ave, North Platte, NE 69101 Property Records

Lincoln County property record for 320 S Elder Ave, North Platte, NE 69101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 912 sqft · built 1966
Lot Size	0.203 acres (8,832 sqft)
Owner	Individual Name on File
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2022 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0045980.00`

Property Details

APN / Parcel Number

Primary APN	`0045980.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	912 sqft
Unfinished Basement	912 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,832 sqft (0.203 acres)
Lot Dimensions	115 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 S ELDER AVE
City	NORTH PLATTE
State	NE
Zip	69101-4871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	VALLEY VIEW 3RD ADD. 18 1 1 TP; MAP NUMBER: 0000-00-0-00000-000-5980
Legal Subdivision	VALLEY VIEW 3RD ADD
Jurisdiction	LINCOLN NE
Township / Civil Division	NORTH PLATTE
Census Block Group	6
Census Block	6013
Census Tract	960400

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	320 S ELDER AVE, NORTH PLATTE, NE 69101-4871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit CENTRIS FCU
Oct 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADAMS BANK & TRUST
Oct 16, 2018	Deed of Trust, Mortgage CENTRIS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NE
Property Address	320 S ELDER AVE, NORTH PLATTE, NE 69101-4871
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S ELDER AVE, NORTH PLATTE, NE 69101-4871

Mortgage

Document Number	0202504434
Date	Sep 23, 2025
Instrument	202504434

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NE
Property Address	320 S ELDER AVE, NORTH PLATTE, NE 69101-4871
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205002
Date	Oct 17, 2022
Instrument	202205002

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	NORTH PLATTE, NE 69103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.06%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	4.06%
Max Rate At Change	8.06%
Index	5-Year CMT
Max Rate	11%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NE
Property Address	320 S ELDER AVE, NORTH PLATTE, NE 69101-4871
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201804847
Date	Oct 16, 2018
Instrument	201804847

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68137

Agreement

Amount	Amount on Record
Term	121 Months
Due	Oct 31, 2028

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Lincoln County
Municipality	North Platte City
Unified School District	North Platte Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,366.00 (-5.28%)	$171,294 (+25.04%) Land $39,744 Building $131,550	$171,294 (+25.04%) Land $39,744 Building $131,550
2023	$2,498.00	$136,996 Land $13,897 Building $123,099	$136,996 Land $13,897 Building $123,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2005)
Most Recent Claim	May 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORTH PLATTE serves 25,000 people · EPA ID NE3111106
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Viaero Wireless.

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