320 S Division St, Arcadia, IA 51430 Property Records

Carroll County property record for 320 S Division St, Arcadia, IA 51430

Property Summary

Property Type	Commercial
Details	2,576 sqft · built 2023
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,000 (Aug 2023)
Tax Bill	$4,022 (2026)
Deeds & Mortgages	Jun 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0516186037`

Property Details

APN / Parcel Number

Primary APN	`0516186037`

Interior

Building Area	2,576 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	320 S DIVISION ST
City	ARCADIA
State	IA
Zip	51430-1021
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBD OF DEPOT GROUNDS BLOCK D LOT 10
Legal Subdivision	ARTF1 - ARCADIA TIF URBAN RENEWAL
Legal Block	D
Legal Lot Number	10
Jurisdiction	CARROLL IA
Township / Civil Division	ARCADIA
Census Block Group	1
Census Block	1107
Census Tract	960200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 S DIVISION ST, ARCADIA, IA 51430-1021
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Feb 8, 2006 · Amount on Record
Deed Document Number	20231829
Prior Transfer Date	Feb 1, 2006
Prior Transfer Doc	02006/0460
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	320 S DIVISION ST, ARCADIA, IA 51430-1021
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2355 380TH ST, WESTSIDE, IA 51467-7558

Mortgage

Document Number	0020241272
Date	Jun 6, 2024
Instrument	2024-1272

Lender

Name	FIRST NATIONAL BANK OF MANNING
Type	Bank
Address	MANNING, IA 51455

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Apr 26, 2044

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Arcadia City
County	Carroll County
Unified School District	Ar-We-Va Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,022.00	$250,910 (-) Land $4,690 Building $246,220	$250,910 (-) Land $4,690 Building $246,220
2025	$4,022.00 (+7,348.15%)	$250,910 (+8,126.56%) Land $4,690 Building $246,220	$250,910 (+8,126.56%) Land $4,690 Building $246,220
2023		$3,050 (-) Land $3,050	$3,050 (-) Land $3,050
2022		$3,050 Land $3,050
2021			$3,050 Land $3,050
2018	$54.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCADIA WATER SUPPLY serves 525 people · EPA ID IA1403062
Water Source	Purchased groundwater from WEST CENTRAL RWA-BOYER SYSTEM
Last State Inspection	Jan 2025
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Western Iowa Wireless.

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