320 S Coy Rd, Oregon, OH 43616 Property Records

Lucas County property record for 320 S Coy Rd, Oregon, OH 43616

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,998 sqft · built 1966
Lot Size	0.181 acres (7,900 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2023)
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-83104`

Property Details

APN / Parcel Number

Primary APN	`44-83104`
Alternative APN	`24345032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,998 sqft Total Area
1st Floor Area	999 sqft
2nd Floor Area	999 sqft
Basement Area	999 sqft

Exterior

Year Built	Built 1966
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Lot Area	7,900 sqft (0.181 acres)
Lot Dimensions	122 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 S COY RD
City	OREGON
State	OH
Zip	43616-2486
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	40-R2
Legal Description	EAST HAMPTON PARK PL 1 LOT 32
Legal Subdivision	EAST HAMPTON PARK PL 1
Legal Lot Number	32
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2014
Census Tract	10001

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5403 BAYSHORE RD, OREGON, OH 43616-4407
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Aug 30, 2004
Deed Document Number	202307110021526
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 11, 2023
Property Address	320 S COY RD, OREGON, OH 43616-2486
Document Number	0000021526
Instrument Date	Jun 29, 2023
Instrument	202307110021526
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S COY RD, OREGON, OH 43616-2486
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021527
Date	Jul 11, 2023
Instrument	202307110021527

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,765.00 (+5.29%)	$75,005 (-) Land $11,305 Building $63,700
2024	$3,576.00 (+19.88%)	$75,005 (+43.92%) Land $11,305 Building $63,700	$214,300 (+43.92%) Land $32,300 Building $182,000
2023	$2,983.00 (-0.7%)	$52,115 (-) Land $10,920 Building $41,195
2022	$3,004.00	$52,115 Land $10,920 Building $41,195
2021			$148,900 Land $31,200 Building $117,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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