Westmoreland County property record for 320 S Chestnut St, Derry, PA 15627
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.138 acres (6,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $66,000 (Oct 2005) |
| Tax Bill | $1,307 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-01-14-0-154 |
| Primary APN | 06-01-14-0-154 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,022 sqft (0.138 acres) |
|---|
| Street Address | 320 S CHESTNUT ST |
|---|---|
| City | DERRY |
| State | PA |
| Zip | 15627-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE LT 96 |
| Legal Lot Number | 96 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | DERRY |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 808200 |
Source: Westmoreland County assessment roll, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 S CHESTNUT ST, DERRY, PA 15627-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2005 · Amount on Record |
| Deed Sale | Oct 24, 2005 · Amount on Record |
| Deed Document Number | 200556161 |
| Prior Transfer Date | Oct 21, 2005 |
| Prior Transfer Doc | 0000056161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Jul 20, 2026 |
| Property Address | 320 S CHESTNUT ST, DERRY, PA 15627-1220 |
| Document Number | 0000019636 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202619636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 320 S CHESTNUT ST, DERRY, PA 15627-1220 |
| Document Number | 0000019636, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202619636 |
| Name | FIRSTENERGY CHOICE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| Municipality | Derry Borough |
| Unified School District | Derry Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,307.00 (+0.69%) | $8,610 (-) Land $2,000 Building $6,610 | |
| 2025 | $1,298.00 | $8,610 (-) Land $2,000 Building $6,610 | |
| 2024 | $1,298.00 | $8,610 Land $2,000 Building $6,610 | |
| 1972 | $8,610 Land $2,000 Building $6,610 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 6 (1979–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY BORO MUNI AUTH serves 6,500 people · EPA ID PA5650049 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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