320 S Cherry St, Van Wert, OH 45891 Property Records

Van Wert County property record for 320 S Cherry St, Van Wert, OH 45891

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,329 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Sep 2026)
Tax Bill	$633 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`12-017356.0000`

Property Details

APN / Parcel Number

Primary APN	`12-017356.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
Gross Area	2,893 sqft
1st Floor Area	979 sqft
Upper Floors Area	588 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	612 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	320 S CHERRY ST
City	VAN WERT
State	OH
Zip	45891-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 115 VAN WERT 1
Legal Subdivision	ORIGINAL PLAT OF THE CITY OF VAN WERT
Legal Lot Number	115
Jurisdiction	VAN WERT OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2011
Census Tract	20900

Owner

Source: Van Wert County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 S CHERRY ST, VAN WERT, OH 45891-2009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Sep 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 16, 2008	Deed of Trust, Mortgage CITY OF VAN WERT
Mar 16, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Sep 13, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jun 24, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 16, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Sep 13, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Mar 6, 2020	Affidavit of Death of Joint Tenant, Transfer
Nov 18, 2005	Trustee's Deed, Foreclosure · ARM SOUTHSTAR FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Nov 18, 2005 · Amount on Record
Deed Document Number	20263262
Deed Book / Page	439 / 3761
Prior Transfer Date	Sep 17, 2026
Prior Transfer Doc	0000003176
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Sep 25, 2026
Property Address	320 S CHERRY ST, VAN WERT, OH 45891-2009
Document Number	0000003262
Book / Page	439 / 3761
Instrument Date	Sep 24, 2026
Instrument	20263262
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$36,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	320 S CHERRY ST, VAN WERT, OH 45891-2009

Mortgage

Document Number	0000003263,
Date	Sep 25, 2026
Instrument	20263263

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VAN WERT OH
Recording Date	Sep 21, 2026
Property Address	320 S CHERRY ST, VAN WERT, OH 45891-2009
Document Number	0000003176
Book / Page	439 / 3292
Instrument Date	Sep 17, 2026
Instrument	20263176
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S CHERRY ST, VAN WERT, OH 45891-2009

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	320 S CHERRY ST, VAN WERT, OH 45891-2009
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00334/1987
Date	Jan 16, 2008
Book Page	334/1987
Instrument	200800000182

Lender

Name	CITY OF VAN WERT
Type	Government Agency

Agreement

Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	320 S CHERRY ST, VAN WERT, OH 45891-2009
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00408/3132
Date	Mar 16, 2018
Book Page	408/3132
Instrument	201800000854

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	320 S CHERRY ST, VAN WERT, OH 45891-2009
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00405/1485
Date	Sep 13, 2017
Book Page	405/1485
Instrument	201700003281

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VAN WERT OH
Recording Date	Jun 24, 2021
Property Address	320 S CHERRY ST, VAN WERT, OH 45891-2009
Document Number	420/3447
Book / Page	420 / 3447
Instrument Date	Jun 21, 2021
Instrument	202102782
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S CHERRY ST, VAN WERT, OH 45891-2009

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	320 S CHERRY ST, VAN WERT, OH 45891-2009
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	408/3132
Date	Mar 16, 2018
Book Page	408/3132
Instrument	201800000854

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	320 S CHERRY ST, VAN WERT, OH 45891-2009
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	405/1485
Date	Sep 13, 2017
Book Page	405/1485
Instrument	201700003281

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

March 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	VAN WERT OH
Recording Date	Mar 6, 2020
Property Address	320 S CHERRY ST, VAN WERT, OH 45891-2009
Document Number	415/2180
Book / Page	415 / 2180
Instrument Date	Mar 2, 2020
Instrument	202000000720
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S CHERRY ST, VAN WERT, OH 45891-2009

November 2005: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VAN WERT OH
Recording Date	Nov 18, 2005
Property Address	320 S CHERRY ST, VAN WERT, OH 45891-2009
Document Number	00316/0812
Book / Page	316 / 0812
Instrument Date	Nov 14, 2005
Instrument	200500005556
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	WELS TITLE

Transaction

Amount	Amount Recorded
Tax	$146.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S CHERRY ST, VAN WERT, OH 45891-2009

Mortgage

Document Number	200500005557
Date	Nov 18, 2005
Instrument	200500005557

Lender

Name	SOUTHSTAR FUNDING LLC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.25%
Max Rate At Change	10.8%
Index	6-Month LIBOR
Max Rate	14.8%

Mortgage

Document Number	00316/0834
Date	Nov 18, 2005
Book Page	316/0834
Instrument	200500005558

Lender

Name	SOUTHSTAR FUNDING LLC
Type	Subprime Lender
Address	ATLANTA, GA 30350

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Pleasant Township
Municipality	Van Wert City
Unified School District	Van Wert City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00 (-0.16%) Homeowner's exemption	$27,600 (-) Land $4,230 Building $23,370
2024	$634.00 (-6.76%) Homeowner's exemption	$27,600 (-) Land $4,230 Building $23,370	$78,860 (-) Land $12,090 Building $66,770
2023	$680.00 (+12.4%) Homeowner's exemption	$27,600 (+17.05%) Land $4,230 Building $23,370	$78,860 (+17.06%) Land $12,090 Building $66,770
2022	$605.00 Homeowner's exemption	$23,580 Land $2,820 Building $20,760
2020			$67,370 Land $8,060 Building $59,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1981–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN WERT CITY serves 10,846 people · EPA ID OH8100611
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, TSC.

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