Louisa County property record for 320 S Cherry St, Letts, IA 52754 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 36,360 sqft (0.835 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $159,000 (2022) |
| Tax Bill | $2,410.00 (2025) |
| Primary APN | 04-06-401-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,680 sqft Living Area |
| Interior Structure | Unfinished Interior Structure |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home Style |
| Roof Construction | Gable Roof Construction |
| Lot Area | 36,360 sqft (0.835 acres) |
| Depth X Width | 303 ft x 120 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 192 sqft Deck |
| Porch Area | 24 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 320 S CHERRY ST |
|---|---|
| City | LETTS |
| State | IA |
| Zip | 52754 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 06 75 3 PARCEL 'A' S4A L2 S.D. NE SE VIN#NHP97323A&B (SURR/RE 10/20/2003) (SURVEY BK7 PG21) |
| Legal Range | 03W |
| Legal Township | 75N |
| Legal Section | 06 |
| Legal Subdivision | LETTS |
| Jurisdiction | LOUISA IA |
| Minor Civil Division | GRANDVIEW |
| Census Blockgroup | 4 |
| Census Block | 4018 |
| Census Tract | 450100 |
Source: Louisa County records · APN 04-06-401-011
Assessment roll updated October 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 S CHERRY ST, LETTS, IA 52754 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MORTGAGE CONNECT LP |
| Dec 12, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DMI MORTGAGE SERVICING |
| Apr 04, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2022 · Amount on Record |
| Deed Sale | Apr 04, 2022 · Amount on Record |
| Prior Sale | Nov 03, 2016 · Amount on Record |
| Deed Doc Number | 2022565 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA IA |
| Recording Date | Jun 15, 2026 |
| Property Address | 320 S CHERRY ST, LETTS, IA 52754 |
| Document Number | 0000000829 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 320 S CHERRY ST, LETTS, IA 52754 |
| Document Number | 0000000829, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 2026829 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Apr 01, 2052 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA IA |
| Property Address | 320 S CHERRY ST, LETTS, IA 52754 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 320 S CHERRY ST, LETTS, IA 52754 |
| Document Number | 0020231575 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023-1575 |
| Name | DMI MORTGAGE SERVICING |
|---|---|
| Address | 717 N HARWOOD ST STE 1600, DALLAS, TX 75201 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUISA IA |
| Recording Date | Apr 04, 2022 |
| Property Address | 320 S CHERRY ST, LETTS, IA 52754 |
| Document Number | 0020220565 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022-0565 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 S CHERRY ST, LETTS, IA 52754 |
| Document Number | 0020220566 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 2022-0566 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
Source: Louisa County records · Assessment roll updated October 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Louisa County |
| Municipality | Letts City |
| Unified School District | Louisa-Muscatine Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,410.00 (+30.27%) Homeowner's exemption | $133,500 (+1.78%) Land $21,000 Building $112,500 | $133,500 (+1.78%) Land $21,000 Building $112,500 |
| 2024 | $1,850.00 (+46.83%) | ||
| 2023 | $131,160 (+58.69%) Land $21,000 Building $110,160 | $131,160 (+58.69%) Land $21,000 Building $110,160 | |
| 2022 | $1,260.00 | $82,650 Land $21,000 Building $61,650 | |
| 2021 | $82,650 Land $21,000 Building $61,650 |
320 S Cherry St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Louisa County (19115C), updated October 15, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 32nd in Iowa |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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