320 S Branch St, Bells, TX 75414 Property Records

Grayson County property record for 320 S Branch St, Bells, TX 75414

Property Summary

Property Type	Single Family Home
Details	1,710 sqft · built 2002
Lot Size	0.273 acres (11,901 sqft)
Owner	Individual Name on Record
Tax Bill	$4,585 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B002 555501401`

Property Details

APN / Parcel Number

Primary APN	`B002 555501401`
Alternative APN	`219745`

Interior

Building Area	1,710 sqft Living Area
Gross Area	2,151 sqft
1st Floor Area	1,710 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Lot Area	11,901 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	117 sqft
Deck Area	176 sqft
Patio Area	176 sqft
Utility Building	326 sqft

Location & Zoning

Account Number	219745
Old Parcel Number	B002 555501401
Street Address	320 S BRANCH ST
City	BELLS
State	TX
Zip	75414-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGAN W P, BLOCK 11, LOT S 35'OF 9 & ALL 10, ACRES .2732
Legal Subdivision	DUGAN W P
Legal Block	11
Legal Lot Number	S
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3052
Census Tract	101

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 S BRANCH ST, BELLS, TX 75414-2479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 28, 2017	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2017
Deed Sale	Mar 28, 2017
Deed Document Number	2017-00006440
Deed Book / Page	5972 / 00823
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	320 S BRANCH ST, BELLS, TX 75414-2479
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036060
Date	Oct 22, 2021
Instrument	2021-00036060

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 28, 2017
Property Address	320 S BRANCH ST, BELLS, TX 75414-2479
Document Number	0000006440
Book / Page	5972 / 00823
Instrument Date	Mar 17, 2017
Instrument	2017-00006440
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 W SYCAMORE ST, 1011, SHERMAN, TX 75092-5156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 103, BELLS, TX 75414-0103

Mortgage

Document Number	0000006441
Date	Mar 28, 2017
Instrument	2017-00006441

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bells Town
County	Grayson County
Unified School District	Bells Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,109 (+3.04%) Land $39,508 Building $260,814	$300,322 (+3.11%) Land $39,508 Building $260,814
2024	$4,585.00 (+6.93%)
2023		$291,250 Land $31,892 Building $259,358	$291,250 Land $31,892 Building $259,358
2022	$4,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLS serves 2,101 people · EPA ID TX0910001
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
TekWav Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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