320 S 7th St, Geneva, IL 60134 Property Records

Kane County property record for 320 S 7th St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,478 sqft · built 1893
Lot Size	0.632 acres (27,544 sqft)
Owner	2 Company Names on Record
Last Sale	$750,000 (Aug 2019)
Tax Bill	$32,200 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-03-378-141`

Property Details

APN / Parcel Number

Primary APN	`12-03-378-141`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,478 sqft Living Area
1st Floor Area	3,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Lot Area	27,544 sqft (0.632 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	320 S 7TH ST
City	GENEVA
State	IL
Zip	60134-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNBAR TRUSTEES SUB - PT LOT 3 & PT LOT 4 DESC IN DOCS 92K53340 & 2001K049155
Legal Subdivision	DUNBAR TRUSTEES SUB
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2019
Census Tract	852608

Owner

Source: Kane County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	320 S 7TH ST, GENEVA, IL 60134-2665
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 9, 2019	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Aug 12, 2019	Correction Deed CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	201935967
Last Transfer Date	Mar 5, 2026
Transfer Doc	0000011212
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 20, 2026
Property Address	320 S 7TH ST, GENEVA, IL 60134-2665
Document Number	0000011212
Instrument Date	Mar 5, 2026
Instrument	2026K011212
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S 7TH ST, GENEVA, IL 60134-2665

Mortgage

Document Number	0000011213
Date	Mar 20, 2026
Instrument	2026K011213

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 9, 2019
Property Address	320 S 7TH ST, GENEVA, IL 60134-2665
Document Number	0000029149
Instrument Date	Jun 18, 2019
Instrument	2019K029149
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 S 7TH ST, GENEVA, IL 60134-2665

Mortgage

Document Number	0000029150
Date	Jul 9, 2019
Instrument	2019K029150

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Aug 12, 2019
Property Address	320 S 7TH ST, GENEVA, IL 60134-2665
Document Number	0000035967
Instrument Date	Jun 18, 2019
Instrument	35967
Record Updated	Aug 21, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,125.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	268 WESTHAVEN CIR GENEVA IL 601343972, GENEVA, IL 60134-3972

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,200.00 (+9.84%) Homeowner's exemption	$453,830 (+8.5%) Land $75,858 Building $377,972	$1,362,035 (+8.5%) Land $227,665 Building $1,134,370
2024	$29,315.00 (+20.36%)	$418,276 (+29.61%) Land $69,915 Building $348,361	$1,255,330 (+29.66%) Land $209,829 Building $1,045,501
2022	$24,357.00 (+3.24%) Homeowner's exemption	$322,729 (+3.86%) Land $59,059 Building $263,670	$968,187 (+3.86%) Land $177,177 Building $791,010
2021	$23,592.00 Homeowner's exemption	$310,735 Land $56,864 Building $253,871	$932,205 Land $170,592 Building $761,613

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures