Utah County property record for 320 S 400 W, Payson, UT 84651
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1943 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $351,820 (Dec 2024) |
| Tax Bill | $1,596 (2023) |
| Deeds & Mortgages | Apr 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-062-0006 |
| Primary APN | 08-062-0006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | A-Frame |
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,970 sqft (0.16 acres) |
| Porch | Raised Porch |
| Porch Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 010598 |
|---|---|
| Street Address | 320 S 400 W |
| City | PAYSON |
| State | UT |
| Zip | 84651-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM. 69 FT S OF NE COR OF LOT 4, BLK 11, PLAT J, PAYSON CITY SURVEY; W 125 FT; S 54 FT; E 125 FT; N 54 FT TO BEG. |
| Legal Subdivision | PLAT J PAYSON CITY SURVEY |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | SPANISH FORK-PAYSON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 3403 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
320 S 400 W is owned and occupied by an individual who bought it in December 2024.
Source: Utah County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 S 400 W, PAYSON, UT 84651-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on File |
| Deed Sale | Dec 19, 2024 · Amount on File |
| Prior Sale | Apr 19, 2022 · Amount on File |
| Deed Document Number | 202489655 |
| Prior Transfer Date | Apr 13, 2022 |
| Prior Transfer Doc | 0000048388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Apr 19, 2022 |
| Property Address | 320 S 400 W, PAYSON, UT 84651-2409 |
| Document Number | 0000048388 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 48388:2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Title Company | NOT AVAILABLE, ELEVATED TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 S 400 W, PAYSON, UT 84651-2409 |
| Document Number | 0000048389 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 48389:2022 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 908 Months |
| Due | Dec 10, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.27% |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Payson City |
| Unified School District | Nebo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,265 | $322,300 Land $120,700 Building $201,600 | |
| 2023 | $1,596.00 (+6.12%) | $162,910 | $296,200 Land $99,000 Building $197,200 |
| 2022 | $1,504.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 320 S 400 W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 S 400 W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Utah Broadband Fixed Wireless | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Intellipop, Rise Broadband, Verizon.
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