320 S 3rd St, Albemarle, NC 28001 Property Records

Stanly County property record for 320 S 3rd St, Albemarle, NC 28001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,547 sqft · built 1912
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$138,000 (Feb 2019)
Tax Bill$1,890 (2026)
Deeds & MortgagesJan 2020 Transfer
Feb 2019 Sale
Flood ZoneZone X (minimal risk)
APN654803331115

Property Details

APN / Parcel Number

Primary APN654803331115
Alternative APNs
  • 1523350
  • 2261

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,547 sqft Finished Area
Basement Area1,547 sqft
Unfinished Basement1,547 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1973
Exterior MaterialCombination
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions160 ft deep x 60 ft wide
PorchPorch
Porch Area319 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number1523350
Street Address320 S 3RD ST
CityALBEMARLE
StateNC
Zip28001-5804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8A
Legal DescriptionHSE 320 S 3RD ST 654814083
Legal SubdivisionRE COMBINATIO SURVEY FOR AUBREY AXSOM
JurisdictionSTANLY NC
Township / Civil DivisionSOUTH ALBEMARLE
Census Block Group3
Census Block3028
Census Tract931203

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 S 3RD ST, ALBEMARLE, NC 28001-5804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 15, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2019 · Amount on Record
Deed SaleFeb 15, 2019 · Amount on Record
Prior SaleJul 7, 2005 · Amount on Record
Deed Document Number2019407170
Deed Book / Page1663 / 1012
Last Transfer DateJan 9, 2020
Transfer Doc0000416291
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANLY NC
Recording DateJan 10, 2020
Property Address320 S 3RD ST, ALBEMARLE, NC 28001-5804
Document Number0000416291
Book / Page001690 / 000359
Instrument DateJan 9, 2020
Instrument416291
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 SMOKEHOUSE LN ALBEMARLE NC 280019148, ALBEMARLE, NC 28001-9148

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateFeb 15, 2019
Property Address320 S 3RD ST, ALBEMARLE, NC 28001-5804
Document Number0000407170
Book / Page001663 / 001012
Instrument DateFeb 15, 2019
Instrument407170
Transaction TypeTransfer
Record UpdatedMar 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$276.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 S 3RD ST ALBEMARLE NC 280015804, ALBEMARLE, NC 28001-5804

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,890.00 (+11.18%)$168,752 (+21.06%) Land $12,051 Building $156,701$168,752 (+21.06%) Land $12,051 Building $156,701
2023$1,700.00$139,391 Land $6,674 Building $132,717$139,391 Land $6,674 Building $132,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALBEMARLE
serves 17,506 people · EPA ID NC0184010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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