320 S 2nd St, Smithfield, NC 27577 Property Records

Johnston County property record for 320 S 2nd St, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,728 sqft · built 1934
Lot Size	0.736 acres (32,058 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (May 2024)
Tax Bill	$2,844 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2000270402`

Property Details

APN / Parcel Number

Primary APN	`2000270402`
Alternative APNs	`2000214832` `15029018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,728 sqft Living Area
Gross Area	4,562 sqft
1st Floor Area	1,818 sqft
Basement Area	374 sqft
Unfinished Basement	374 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,058 sqft (0.736 acres)
Lot Dimensions	234 ft deep x 137 ft wide
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	464 sqft
Patio Area	712 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2000270402
Street Address	320 S 2ND ST
City	SMITHFIELD
State	NC
Zip	27577-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOTS 2-3 SANDERS HEIGHTS 3/42
Legal Subdivision	SANDERS HEIGHTS
Legal Lot Number	2-3
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3001
Census Tract	40800

Owner

320 S 2nd St is owned and occupied by an individual who bought it in May 2024.

Source: Johnston County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	320 S 2ND ST, SMITHFIELD, NC 27577-4410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2024 · Amount on File
Deed Sale	May 22, 2024 · Amount on File
Prior Sale	Dec 13, 2018 · Amount on File
Deed Document Number	202415021
Deed Book / Page	6673 / 72
Prior Transfer Date	Oct 9, 2014
Prior Transfer Doc	0000433715
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 13, 2018
Property Address	320 S 2ND ST, SMITHFIELD, NC 27577-4410
Document Number	0000594801
Book / Page	005264 / 000399
Instrument Date	Dec 8, 2018
Instrument	594801
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	320 S 2ND ST SMITHFIELD NC 275774410, SMITHFIELD, NC 27577-4410

Mortgage

Document Number	594802
Date	Dec 13, 2018
Book Page	005264/000401
Instrument	594802

Lender

Name	ELLIOTT WALSH
Address	1877 EAGLE NECK DR NE, TOWNSEND, GA 31331-3556

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 12, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 320 S 2nd St was $2,844.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,844.00	$296,260 Land $70,000 Building $226,260	$296,260 Land $70,000 Building $226,260
2023	$2,225.00	$176,630 Land $45,000 Building $131,630	$176,630 Land $45,000 Building $131,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 S 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	23 (1996–2017)
Most Recent Claim	Jun 2017 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 16 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Hurricane Fran, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 S 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20