Fannin County property record for 320 S 2nd St, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,862 sqft · built 1920 |
| Lot Size | 0.413 acres (17,999 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,201 (2025) |
| Deeds & Mortgages | Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9645-016-0050-05 |
| Primary APN | 9645-016-0050-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,862 sqft Living Area |
| 1st Floor Area | 1,862 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 17,999 sqft (0.413 acres) |
| Lot Dimensions | 120 ft deep x 150 ft wide |
| Porch | Porch |
| Porch Area | 270 sqft |
| Heating System | Gas |
|---|
| Account Number | 9645-016-0050-05 |
|---|---|
| Street Address | 320 S 2ND ST |
| City | BONHAM |
| State | TX |
| Zip | 75418-4702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REICH ADDN, BLOCK 16, LOT 5 & S 26.7' OF 6 |
| Legal Subdivision | J P SIMPSON SURVEY ABSTRACT NO 1018 |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 950600 |
320 S 2nd St is owned by two individuals who acquired it in June 2021.
Source: Fannin County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1715 LIBERTY ST, BONHAM, TX 75418-2538 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2021 |
| Deed Sale | Jun 28, 2021 |
| Deed Document Number | 20214723 |
| Prior Transfer Date | Aug 27, 2009 |
| Prior Transfer Doc | 01447/0328 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Jun 28, 2021 |
| Property Address | 320 S 2ND ST, BONHAM, TX 75418-4702 |
| Document Number | 2021004723 |
| Map Reference | VOL 1447 PG 328 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 2021004723 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 W 7TH ST, 521, BONHAM, TX 75418-3508 |
| Name | Verified Name |
|---|---|
| Address | 1715 LIBERTY ST, BONHAM, TX 75418-2538 |
The 2025 property tax bill for 320 S 2nd St was $1,201, up 8% from the year before.
Source: Fannin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bonham City |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,201.00 (+8%) | $61,930 Land $41,940 Building $19,990 | $61,930 Land $41,940 Building $19,990 |
| 2024 | $1,112.00 | ||
| 2023 | $55,720 Land $35,820 Building $19,900 | $55,720 Land $35,820 Building $19,900 | |
| 2018 | $422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 S 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | May 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 S 2nd St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BONHAM serves 10,746 people · EPA ID TX0740001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD - BONHAM WTP |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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