320 S 28th St, Lincoln, NE 68510 Property Records

Lancaster County property record for 320 S 28th St, Lincoln, NE 68510

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,684 sqft · built 1920
Lot Size	0.147 acres (6,388 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (May 2018)
Tax Bill	$3,933 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-30-109-003-000`

Property Details

APN / Parcel Number

Primary APN	`17-30-109-003-000`
Alternative APN	`100598`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,684 sqft Living Area
Gross Area	2,834 sqft
1st Floor Area	837 sqft
Upper Floors Area	847 sqft
Basement Area	724 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,388 sqft (0.147 acres)
Lot Dimensions	142 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	320 S 28TH ST
City	LINCOLN
State	NE
Zip	68510-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	EAST LINCOLN, BLOCK 4, LOT 3
Legal Subdivision	EAST LINCOLN
Legal Block	4
Legal Lot Number	3
Jurisdiction	LANCASTER NE
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3012
Census Tract	1600

Owner

320 S 28th St is owned and occupied by two individuals who bought it in May 2018.

Source: Lancaster County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 S 28TH ST, LINCOLN, NE 68510-1323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CREDIT UNION
Jul 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LPS EMPLOYEES FCU
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LPS EMPLOYEES FCU
May 14, 2018	Grant Deed, Transfer WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Deed Document Number	201817844
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Recording Date	Jun 23, 2026
Property Address	320 S 28TH ST, LINCOLN, NE 68510-1323
Document Number	0000023433
Instrument Date	Jun 5, 2026
Instrument	202623433
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S 28TH ST, LINCOLN, NE 68510-1323

Mortgage

Document Number	0000023433,
Date	Jun 23, 2026
Instrument	202623433

Lender

Name	LIBERTY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.72%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	320 S 28TH ST, LINCOLN, NE 68510-1323
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031039
Date	Jul 19, 2022
Instrument	2022031039

Lender

Name	LPS EMPLOYEES FCU
Type	Credit Union
Address	LINCOLN, NE 68510

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	320 S 28TH ST, LINCOLN, NE 68510-1323
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022222
Date	Apr 12, 2021
Instrument	2021022222

Lender

Name	LPS EMPLOYEES FCU
Type	Credit Union
Address	LINCOLN, NE 68510

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER NE
Recording Date	May 14, 2018
Property Address	320 S 28TH ST, LINCOLN, NE 68510-1323
Document Number	0000017844
Instrument Date	May 11, 2018
Instrument	17844
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	CHARTER TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 S 28TH ST LINCOLN NE 685101323, LINCOLN, NE 68510-1323

Mortgage

Document Number	17845
Date	May 14, 2018
Instrument	17845

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 320 S 28th St was $3,933, up 38.1% from the year before.

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Lincoln City
Unified School District	Lincoln Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,933.00 (+38.1%)	$222,700 Land $46,000 Building $176,700	$222,700 Land $46,000 Building $176,700
2024	$2,848.00 (-17.54%)
2023	$3,454.00	$206,100 Land $40,000 Building $166,100	$206,100 Land $40,000 Building $166,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 S 28th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 S 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 296,000 people · EPA ID NE3110926
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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