320 S 16th St, Reading, PA 19602 Property Records

Berks County property record for 320 S 16th St, Reading, PA 19602

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,692 sqft · built 1900
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on Record
Last Sale$42,400 (Jun 2001)
Tax Bill$1,216 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN5316-32-38-8412

Property Details

APN / Parcel Number

Primary APN5316-32-38-8412
Alternative APNs
  • 16-5316-32-38-8412
  • 16225225
  • 225225

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area1,692 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,742 sqft (0.04 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number16225225
Street Address320 S 16TH ST
CityREADING
StatePA
Zip19602-2203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block38
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2007
Census Tract1800

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address320 S 16TH ST, READING, PA 19602-2203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2001 · Amount on Record
Deed SaleJun 13, 2001 · Amount on Record
Deed Document Number200131248
Deed Book / Page3349 / 303
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address320 S 16TH ST, READING, PA 19602-2203
Document Number0000043067
Instrument DateOct 27, 2018
Transaction TypeMortgage
Record UpdatedDec 28, 2018
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 S 16TH ST READING PA 196022203, READING, PA 19602-2203

Mortgage

Document Number0000043067
DateDec 13, 2018
Instrument43067
Lender
NameCITIZENS BK/PA
TypeBank
AddressPHILADELPHIA, PA 19103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 12, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,216.00 (+6.57%) Homeowner's exemption$43,100 (-) Land $15,800 Building $27,300$15,800 (-63.34%) Land $15,800
2024$1,141.00$43,100 Land $15,800 Building $27,300
1994$43,100 Land $15,800 Building $27,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,753 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Greenlight Networks.

Nearby Properties on S 16th St

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