St. Johns County property record for 320 Ryder Cup Cir, Unit 304, Saint Augustine, FL 32092
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 896 sqft · built 2005 |
| Owner | Individual Name on Record |
| Last Sale | $149,000 (Mar 2021) |
| Tax Bill | $1,389 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028220-7331 |
| Primary APN | 028220-7331 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Units | 27 Units |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Street Address | 320 RYDER CUP CIR, 304 |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4713 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LEGENDS AT ST JOHNS CONDO PH 3 (OR1993/1091 & 2754/157) BLDG 7 UN 304 (A303) OR5222/365 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | LEGENDS AT ST JOHNS BLDG 7 |
| Legal Phase | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20908 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 RYDER CUP CIR, 304, SAINT AUGUSTINE, FL 32092-4713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 30, 2021 | Warranty Deed, Transfer HOMELIGHT SETTLEMENT LLC |
| Feb 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Prior Sale | Feb 20, 2018 · Amount on Record |
| Deed Document Number | 202134780 |
| Deed Book / Page | 5222 / 365 |
| Prior Transfer Date | Dec 16, 2016 |
| Prior Transfer Doc | 0043060075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 30, 2021 |
| Property Address | 320 RYDER CUP CIR UNIT 304, 304, SAINT AUGUSTINE, FL 32092-4713 |
| Document Number | 0052220365 |
| Book / Page | 5222 / 365 |
| Map Reference | MB 1993 PG 1091 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021034780 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | HOMELIGHT SETTLEMENT LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,043.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 RYDER CUP CIR UNIT 304, 320, SAINT AUGUSTINE, FL 32092-4713 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 238 RINCON DR, SAINT AUGUSTINE, FL 32095-6714 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 20, 2018 |
| Property Address | 320 RYDER CUP CIR UNIT 304, 304, SAINT AUGUSTINE, FL 32092-4713 |
| Document Number | 0045050860 |
| Book / Page | 004505 / 000860 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 11282 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | VICTORY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $787.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 RYDER CUP CIR #304 ST AUGUSTINE FL 320924713, 304, ST AUGUSTINE, FL 32092-4713 |
| Document Number | 45050861 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 004505/000861 |
| Instrument | 11283 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 19, 2033 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,749 (+2.7%) Building $145,749 | $172,000 (-) Building $172,000 | |
| 2025 | $1,389.00 (+12.56%) Homeowner's exemption | $141,917 (+5.99%) | $172,000 (-6%) |
| 2024 | $1,234.00 (+2.83%) | ||
| 2023 | $1,200.00 (+3.45%) Homeowner's exemption | $133,900 (+3%) | $182,980 (+40.75%) |
| 2022 | $1,160.00 Homeowner's exemption | $130,000 | $130,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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