Delaware County property record for 320 Rutherford Ave, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,848 sqft · built 1989 |
| Lot Size | 0.177 acres (7,731 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (May 2021) |
| Tax Bill | $5,087 (2025) |
| Deeds & Mortgages | May 2021 Sale Aug 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-311-06-011-000 |
| Primary APN | 519-311-06-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,902 sqft |
| 1st Floor Area | 892 sqft |
| Upper Floors Area | 956 sqft |
| Basement Area | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,731 sqft (0.177 acres) |
| Lot Dimensions | 120 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 320 RUTHERFORD AVE |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-1176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5346 SHELBOURNE FOREST |
| Legal Subdivision | SHELBOURNE FOREST |
| Legal Lot Number | 5346 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10420 |
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 RUTHERFORD AVE, DELAWARE, OH 43015-1176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Warranty Deed, Transfer |
| Aug 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Aug 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 22, 2020 | Deed, Transfer · Conventional Mortgage THE EQUITABLE MORTGAGE CORP |
| May 7, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK/WV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2021 · Amount on Record |
| Deed Sale | May 13, 2021 · Amount on Record |
| Prior Sale | Jun 22, 2020 · Amount on Record |
| Deed Document Number | 202122544 |
| Deed Book / Page | 1859 / 2001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | May 13, 2021 |
| Property Address | 320 RUTHERFORD AVE, DELAWARE, OH 43015-1176 |
| Document Number | 0000022544 |
| Book / Page | 1859 / 2001 |
| Map Reference | MB 21 PG 114 |
| Instrument Date | May 7, 2021 |
| Instrument | 202100022544 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 320 RUTHERFORD AVE, DELAWARE, OH 43015-1176 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021852 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 1589/457 |
| Instrument | 2018-00021852 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 320 RUTHERFORD AVE, DELAWARE, OH 43015-1176 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022227 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 1657/1158 |
| Instrument | 201900022227 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jun 22, 2020 |
| Property Address | 320 RUTHERFORD AVE, DELAWARE, OH 43015-1176 |
| Document Number | 0000021668 |
| Book / Page | 1738 / 2092 |
| Map Reference | MB 21 PG 114 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 202000021668 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | FIRST OHIO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3530 SNOUFFER RD STE 100, 100, COLUMBUS, OH 43235-2702 |
| Document Number | 0000021669 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 202000021669 |
| Name | THE EQUITABLE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 320 RUTHERFORD AVE, DELAWARE, OH 43015-1176 |
| Document Number | 0000012981 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 320 RUTHNERFORD AVE DELAWARE OH 43015, DELAWARE, OH 43015 |
| Document Number | 0000012981 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 001571/002887 |
| Instrument | 12981 |
| Name | HUNTINGTON NAT'L BK/WV |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43015-1176 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,087.00 (+5.15%) | $100,000 (-) Land $19,600 Building $80,400 | $285,700 (-) Land $56,000 Building $229,700 |
| 2024 | $4,838.00 (-0.19%) | $100,000 (-) Land $19,600 Building $80,400 | |
| 2023 | $4,847.00 | $100,000 Land $19,600 Building $80,400 | $285,700 Land $56,000 Building $229,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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