Madison County property record for 320 Ruth Cir, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 816 sqft · built 1957 |
| Lot Size | 12.8 acres (558,875 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Apr 2017) |
| Tax Bill | $1,471 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9769-92-9768 |
| Primary APN | 9769-92-9768 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 816 sqft Heated Area |
| 1st Floor Area | 816 sqft |
| Utility Area | 70 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 558,875 sqft (12.8 acres) |
| Garage Type | Mixed |
| Garage Area | 300 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 392 sqft |
| Deck Area | 56 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 320 RUTH CIR |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-7004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 92 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 4, BEECH GLENN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10700 |
Source: Madison County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 RUTH CIR, MARS HILL, NC 28754-7004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Deed Book / Page | 629 / 442 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 320 RUTH CIR, MARS HILL, NC 28754-7004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0006290013 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 629/013 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,471.00 | $286,922 (+70.56%) Land $153,873 Building $133,049 | $286,922 (+70.56%) Land $153,873 Building $133,049 |
| 2023 | $168,221 Land $93,625 Building $74,596 | $168,221 Land $93,625 Building $74,596 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Zito Media Cable | 400 / 24 |
5G (outdoors only) and 4G LTE
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