320 Rock Hill Ln, Saint Clair, MO 63077 Property Records

Franklin County property record for 320 Rock Hill Ln, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,575 sqft · built 1977
Lot Size	24.2 acres (1,054,152 sqft)
Owner	Owner Name on Record
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-1-12.0-0-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`29-1-12.0-0-000-005.000`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	1,054,152 sqft (24.2 acres)
Patio Area	571 sqft

Location & Zoning

Street Address	320 ROCK HILL LN
City	SAINT CLAIR
State	MO
Zip	63077-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT NE NW
Legal Range	01W
Legal Township	41
Legal Section	12
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1015
Census Tract	800901

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	320 ROCK HILL LN, SAINT CLAIR, MO 63077-2230
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2020	Deed of Trust, Mortgage TOGETHER CU
Nov 18, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Last Transfer Date	Jun 20, 2014
Transfer Doc	0000007698
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	320 ROCK HILL LN, SAINT CLAIR, MO 63077-2230
Document Number	0000004033
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 ROCK HILL LN ST CLAIR MO 630772230, ST CLAIR, MO 63077-2230

Mortgage

Document Number	0000004033
Date	Mar 20, 2020
Instrument	4033

Lender

Name	TOGETHER CU
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2045

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	320 ROCK HILL LN, SAINT CLAIR, MO 63077-2230
Document Number	0000016199
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 ROCK HILL LN ST CLAIR MO 630772230, ST CLAIR, MO 63077-2230

Mortgage

Document Number	0000016199
Date	Nov 22, 2019
Instrument	16199

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 21, 2039

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00 (+25%)	$49,658 (+14.49%)	$286,090 (+15.33%) Land $91,630 Building $194,460
2023	$2,404.00 (+3%)	$43,372	$248,060 Land $74,700 Building $173,360
2022	$2,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Bays-ET Highspeed.

Cell Coverage

4G LTE only, no 5G reported

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