320 Riverside Dr, Waterloo, NE 68069 Property Records

Douglas County property record for 320 Riverside Dr, Waterloo, NE 68069 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,714 sqft · built 2015
Lot Size	0.251 acres (10,950 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Nov 2020)
Tax Bill	$8,739 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1866-2118-21`

Property Details

APN / Parcel Number

Primary APN	`1866-2118-21`
Alternative APNs	`R2118662118` `2118662118`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,714 sqft Living Area
Gross Area	4,002 sqft
1st Floor Area	1,574 sqft
Basement Area	1,591 sqft
Finished Basement	1,140 sqft
Unfinished Basement	451 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,950 sqft (0.251 acres)
Lot Dimensions	150 ft deep x 73 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	677 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	840 sqft
Deck Area	110 sqft
Patio Area	222 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2118662118
Street Address	320 RIVERSIDE DR
City	WATERLOO
State	NE
Zip	68069-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE LAKES LOT 56 BLOCK 0 IRREG
Legal Subdivision	RIVERSIDE LAKES
Legal Lot Number	56
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1059
Census Tract	7508

Owner

Source: Douglas County records · APN 1866-2118-21

Assessment roll updated October 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 RIVERSIDE DR, WATERLOO, NE 68069-9704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Nov 19, 2013 · Amount on Record
Deed Document Number	2020134440
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Nov 17, 2020
Property Address	320 RIVERSIDE DR, WATERLOO, NE 68069-9704
Document Number	2020134440
Instrument Date	Sep 12, 2020
Instrument	2020134440
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,282.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2020134441
Date	Nov 17, 2020
Instrument	2020134441

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated October 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,739.00 (+12.02%)	$582,000 (+12.29%) Land $65,000 Building $517,000	$582,000 (+12.29%) Land $65,000 Building $517,000
2024	$7,801.00 (-17.67%)
2023	$9,475.00 (+1.97%)	$518,300 Land $65,000 Building $453,300	$518,300 Land $65,000 Building $453,300
2022	$9,292.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Douglas County (31055C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310550075081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 75 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2019 · 39 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	1,000 / 500
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Metronet Holdings, Lumen Technologies, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.