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320 Riverside Dr, Cloverdale, CA 95425 Property Records

Sonoma County property record for 320 Riverside Dr, Cloverdale, CA 95425 · Last verified May 2026

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 1,844 sqft · built 1949
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on File
Last Sale$97,500 (Jul 2009)
Tax Bill$2,390 (2025)
Deeds & MortgagesMay 2020 Mortgage
Sep 2019 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN115-170-010-000

Property Details

APN / Parcel Number

Primary APN115-170-010-000
Alternative APN
  • 115-170-010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Units2 Units
Stories1 Story
Building Area1,844 sqft Living Area
Gross Area2,244 sqft
1st Floor Area1,844 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Lot Area22,216 sqft (0.51 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number115-170-010
Street Address320 RIVERSIDE DR
CityCLOVERDALE
StateCA
Zip95425-9505
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionMAP C2 2
Legal Block2
JurisdictionSONOMA CA
Township / Civil DivisionCLOVERDALE-GEYSERVILLE
Census Block Group2
Census Block2000
Census Tract154201

Owner

Source: Sonoma County records · APN 115-170-010-000

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 RIVERSIDE DR, CLOVERDALE, CA 95425-9505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Sep 09, 2019Correction Deed, Transfer
OLD REPUBLIC TITLE
Sep 03, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BK
Aug 23, 2018Quit Claim Deed, Transfer · Conventional Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2009 · Amount on Record
Deed SaleJul 31, 2009 · Amount on Record
Prior SaleMay 01, 2008 · Amount on Record
Deed Document Number200975528
Last Transfer DateSep 04, 2019
Transfer Doc0000063287
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address320 RIVERSIDE DR, CLOVERDALE, CA 95425-9505
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038097
DateMay 19, 2020
Instrument2020038097
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

September 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSONOMA CA
Recording DateSep 09, 2019
Property Address320 RIVERSIDE DR, CLOVERDALE, CA 95425-9505
Document Number0000063287
Instrument DateSep 04, 2019
Instrument63287
Transaction TypeTransfer
Record UpdatedSep 20, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RIVERSIDE DR CLOVERDALE CA 954259505, CLOVERDALE, CA 95425-9505

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address320 RIVERSIDE DR, CLOVERDALE, CA 95425-9505
Document Number0000063288
Instrument DateSep 03, 2019
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 RIVERSIDE DR CLOVERDALE CA 954259505, CLOVERDALE, CA 95425-9505

Mortgage

Document Number0000063288
DateSep 09, 2019
Instrument63288
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 08, 2049

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateAug 23, 2018
Property Address320 RIVERSIDE DR, CLOVERDALE, CA 95425-9505
Document Number0000059845
Instrument DateAug 14, 2018
Instrument59845
Transaction TypeTransfer
Record UpdatedSep 10, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address320 RIVERSIDE DR CLOVERDALE CA 954259505, CLOVERDALE, CA 95425-9505

Mortgage

Document Number59846
DateAug 23, 2018
Instrument59846
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2048

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,390.00 (+2.18%)$179,409 (+4.04%) Land $64,533 Building $114,876
2023$2,339.00 (+1.61%)$172,444 Land $62,028 Building $110,416
2022$2,302.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971542012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 28 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies28 in force
16 of 28 on primary residences
Nearby Flood Claims13 (1983–2019)
Claims Outside the SFHA1 of 13
Most Recent ClaimFeb 2019, Severe Winter Storms, Flooding, Landslides, And Mudslides
Flood Events
  • Severe Winter Storms, Flooding, Landslides, And Mudslides (Feb 2019), 2 claims
  • Severe Storms, Flooding, Mudslides, And Landslides (Jan 2006), 7 claims
  • Coastal Storms, Floods, Slides & Tornadoes (Jan 1983), 2 claims

Wildfire

Wildfire RiskHigh
above 76% of the US · above 52% of California
Wildfire LikelihoodAbout 1 in 273 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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