320 River St, Wilmington, IL 60481 Property Records

Will County property record for 320 River St, Wilmington, IL 60481

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,908 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Feb 2022)
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-17-25-346-005`

Property Details

APN / Parcel Number

Primary APN	`03-17-25-346-005`
Alternative APN	`17253460050000`

Exterior

Lot Area	8,908 sqft (0.2 acres)

Location & Zoning

Street Address	320 RIVER ST
City	WILMINGTON
State	IL
Zip	60481-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 40 IN THE CITY OF WILMINGTON, IN PRT OF THE E1/2 SW1/4 SEC 25, T33N-R9E.
Legal Range	09E
Legal Township	33N
Legal Section	25
Legal Subdivision	TOWN WILMINGTON
Legal Block	40
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	WILMINGTON
Census Block Group	4
Census Block	4006
Census Tract	883401

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 RIVER ST, WILMINGTON, IL 60481-1358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Warranty Deed, Transfer · FHA Mortgage BETTER MORTGAGE CORPORATION
Apr 12, 2021	Warranty Deed, Transfer · Line of Credit OTTAWA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Apr 12, 2021 · Amount on Record
Deed Document Number	202215088
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 16, 2022
Property Address	320 RIVER ST, WILMINGTON, IL 60481-1358
Document Number	0000015088
Map Reference	MB A PG 71
Instrument Date	Feb 9, 2022
Instrument	R2022015088
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 RIVER ST, WILMINGTON, IL 60481-1358

Mortgage

Document Number	0000015089
Date	Feb 16, 2022
Instrument	R2022015089

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 12, 2021
Property Address	320 RIVER ST, WILMINGTON, IL 60481-1358
Document Number	0000040891
Map Reference	MB A PG 71
Instrument Date	Jan 28, 2021
Instrument	R2021040891
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 SANCTUARY LN, JOLIET, IL 60435-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040892
Date	Apr 12, 2021
Instrument	R2021040892

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wilmington Township
Municipality	Wilmington City
Unified School District	Wilmington Community Unit School District 209U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,931.00 (+46.62%)	$55,303 (+3.8%) Land $17,627 Building $37,676	$165,909 (+3.8%) Land $52,881 Building $113,028
2024		$53,279 (+16.56%) Land $16,982 Building $36,297	$159,837 (+16.56%) Land $50,946 Building $108,891
2022	$2,681.00 Homeowner's exemption Senior Citizen's exemption	$45,709 Land $14,569 Building $31,140	$137,127 Land $43,707 Building $93,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Feb 1985 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON serves 5,700 people · EPA ID IL1971100
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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