Fillmore County property record for 320 River St SW, Chatfield, MN 55923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,534 sqft · built 1937 |
| Lot Size | 0.352 acres (15,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Dec 2014) |
| Tax Bill | $2,726 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0351.000 |
| Primary APN | 26.0351.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,534 sqft Heated Area |
| Gross Area | 1,362 sqft |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 15,360 sqft (0.352 acres) |
| Lot Dimensions | 128 ft deep x 120 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 320 RIVER ST SW |
|---|---|
| City | CHATFIELD |
| State | MN |
| Zip | 55923-1346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHATFIELDS ORIGINAL PLAT LOT-8-9 BLOCK-037 SE1/2 OF LOT 8 & ALL LOT 9 BLK 37 |
| Legal Subdivision | CHATFIELDS ORIGINAL PLAT |
| Legal Block | 37 |
| Legal Lot Number | 8-9 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | CHATFIELD |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 960200 |
320 River St SW is owned and occupied by an individual who bought it in December 2014.
Source: Fillmore County records, as of August 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 RIVER ST SW, CHATFIELD, MN 55923-1346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2014 · Amount on File |
| Deed Sale | Dec 8, 2014 · Amount on File |
| Deed Document Number | 2014401815 |
| Prior Transfer Date | Nov 25, 2014 |
| Prior Transfer Doc | 401816 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 320 River St SW was $2,726 with a homeowner's exemption, down 1.2% from the year before.
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Chatfield City |
| Unified School District | Chatfield Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,726.00 (-1.16%) Homeowner's exemption | $227,900 (+11.17%) Land $41,500 Building $186,400 | $227,900 (+11.17%) Land $41,500 Building $186,400 |
| 2025 | $2,758.00 Homeowner's exemption | $205,000 Land $41,500 Building $163,500 | $205,000 Land $41,500 Building $163,500 |
| 2023 | $248,500 Land $41,500 Building $207,000 | $248,500 Land $41,500 Building $207,000 | |
| 2020 | $3,608.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 River St SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2001) |
| Most Recent Claim | Jul 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 River St SW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chatfield serves 3,005 people · EPA ID MN1230002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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